Mortgage Free Newbie!!

wantabetterlife

Hi Button, well done on the grocery savings:j:j, its amazing what you can do when you put your mind to it. That was an interesting article about aldi and lidl. We have a lidl close to us but i dont find their products any cheaper than tesco value, although there are a few things in it that are good, like a big tray of lasagne for £2 something . If you are reading a thread that you like you can subscribe by going uo to the top and clicking into thread tools and then click on subscribe to this thread and then you will have to hid the add button...easy peasy.
WABL

Button21

Hi everyone,

Haven't been on the forums for a week or so now...........so time for an update!

WABL, thanks for your reply! I will pop on and read your diary soon!

Well, not an awful lot to report! It's a bit of a long drawn out process this MF malarky! Doing pretty well on the food shopping side of things....had our first take away of the year tonight though! A kebab but it wasn't very good so not even worth the tenner for two!

I did 3 and a half hours overtime at work this week....so that's extra pennies!

I haven't spent a penny on any clothes, makeup, misc shopping ect! My only purchases on our credit card was food and the laptop DH bought on our credit card (which I must admit was a good buy.....I'm on it just now!;)). I do however, really think twice when buying anything these days!

I'm looking for a home for our ISA's soon.....the 3.5% one on MSE home page sounds a good one....but Halifax is launching a new one in the next few days so will wait and see what they have to offer!

I redesignated another of my accounts to a Halifax Reward current account the other day....I now have 3 Reward accounts each paying a fiver....one each for my and DH and one joint. A nice £15 per month for nothing!

Still shopping in Lidl and Farmfoods.....DH refuses to go into Farmfoods.....he sent our son in the other day!! OMG....what's that all about??!! Supermarket Snob!!:rotfl::rotfl: £1.50 for 2 big cartons of milk and £1 for 2 x Hovis loafs!! You can't argue with that!!

Pay day on Friday.....YIPEE!! A nice short month! I won't be able to save anything this month however as DH has started a company pension which is backdated for 6 months, so he has backdated contributions to make (plus £450 for the laptop - I ALWAYS clear the credit card every month!!).

I have increased our childrens trust fund direct debits to £75 per month. It's the stakeholder one......anyone have any opinions on CTF's?? Would be good to hear!

Thanks for reading my fellow MF wannabees!

Lots of love

Button xxxxxx