No bank account and a DVLA cheque?

advantix

jonesMUFCforever wrote: »

DVLA don't.

Oh, ok then, forget that idea!

stclair

If you dont want to open a bank account (i think you should for future)

Ask the DVLA if they are able or willing to reissue the cheque in a different name IE your wifes

izools

The Barclays Cash Account is open to even UNdischarged bankrupts. There's no credit or identity or any kind of credit beaurau check done whatsoever with this account and all you need is a photo card driving license (provisional OK) or passport nothing else and they'll open it up there and then, you can pay the cheque in the same day and it should have cleared by the time the card arrives

jonesMUFCforever

izools wrote: »

The Barclays Cash Account is open to even UNdischarged bankrupts. There's no credit or identity or any kind of credit beaurau check done whatsoever with this account and all you need is a photo card driving license (provisional OK) or passport nothing else and they'll open it up there and then, you can pay the cheque in the same day and it should have cleared by the time the card arrives

Is this really true?
Undischarged bankrupts need authority from their trustee to open any bank accounts.

Nukumai

gilldanlily wrote: »

BUT my partners bank won't accept it as it also says Not Negotiable across the front!

'Not Negotiable' merely means that the cheque must be paid into a bank account. It does not stop it being able to be made payable to another person (which is what, for example, 'A/C Payee Only' seeks to do).

I would politely remind your partner's bank of this.

jonesMUFCforever

The two lines across it make it payee only according to the last Cheque acts.
No bank will accept this cheque in to somebody else's account for fear of being guilty of conversion.

izools

jonesMUFCforever wrote: »

Is this really true?
Undischarged bankrupts need authority from their trustee to open any bank accounts.

Oops... (All I'm saying)

Nukumai

jonesMUFCforever wrote: »

The two lines across it make it payee only according to the last Cheque acts.
No bank will accept this cheque in to somebody else's account for fear of being guilty of conversion.

No. The act to which you refer (The Cheques Act 1992) was primarily for the purpose of accommodating the inclusion of "A/C Payee (Only)", in order to afford some measure of protection against fraud etc. :

81A. — (1) Where a cheque is crossed and bears across its face the words “account payee” or “a/c payee”, either with or without the word“only”, the cheque shall not be transferable, but shall only be valid as between the parties thereto.

However, banks, who have immense difficulty in ensuring that they are not liable for mistakes when making payments on cheques, will happily have you believe that all cheques are non-transferable; this is not the case.

Strangely, there does appear to be confusion on this issue, even amongst lawyers and payment-system operators. It's not hard to find such sources that would support your view.