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No bank account and a DVLA cheque?

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2

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  • Halifax don't allow paying in over the counter and there nearest branch is 20 odd miles away!

    Can you get a post office account without a benefit letter or credit check? DOes anyone know?

    Thanks
  • book12
    book12 Posts: 2,557 Forumite
    edited 11 January 2010 at 1:43PM
    Credit check means checking your identity, address, fraud, bankruptcy, etc...

    Go for the Barclays account mentioned above. It's way better than the others.

    After opening the Barclays one, account details are provided on the same day, meaning that the account is opened. You can deposit your cheque one the same day.
  • rb10
    rb10 Posts: 6,334 Forumite
    Halifax don't allow paying in over the counter and there nearest branch is 20 odd miles away!

    That's just because they have machines in their branches that you pay in at instead.

    But probably best to go for a bank that has a closer branch to you if there are no Halifax/Bank of Scotland ones near you.
  • book12
    book12 Posts: 2,557 Forumite
    Halifax don't allow paying in over the counter and there nearest branch is 20 odd miles away!

    Can you get a post office account without a benefit letter or credit check? DOes anyone know?

    Thanks

    They can check your identity and address electronically, using the voters roll.
  • JacksterD
    JacksterD Posts: 293 Forumite
    Can you get a post office account without a benefit letter or credit check? DOes anyone know?

    If you're talking about the Post Office Card Account with the purple card then I'm afraid that one's only available to people receiving benefits. Wouldn't do you any good anyway, the only people that can put any money in it is a government department paying benefits.

    You could check out some of the Post Office savings accounts, or a National Savings account - both can be paid into by cash or cheque over the Post Office counter.
  • noh wrote: »
    The Halifax Easycash account doesn't credit check.!

    does that guarantee he'll get an account though?
  • rb10
    rb10 Posts: 6,334 Forumite
    john_d wrote: »
    does that guarantee he'll get an account though?

    Yes, unless he is either an undischarged bankrupt, or has a history of fraud.
  • just thought i'd ask, thanks.
  • advantix
    advantix Posts: 204 Forumite
    edited 17 January 2010 at 10:44AM
    You could try taking the check to a branch of the bank it is issued by (eg Natwest, RBS, Lloyds etc) as most companies have a deal with their banks stating that they can be cashed at any branch of the issuing Bank. I know the company i work for has that agreement.
  • advantix wrote: »
    You could try taking the check to a branch of the bank it is issued by (eg Natwest, RBS, Lloyds etc) as most companies have a deal with their banks stating that they can be cashed at any branch of the issuing Bank. I know the company i work for has that agreement.
    DVLA don't.
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