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Crisis/Budgeting loan

13

Comments

  • Nick_65
    Nick_65 Posts: 40 Forumite
    27col wrote: »
    I have cruise control and it is completely useless for driving in town. It is also difficult to use on the open road if there is a lot of closely running traffic. It really only comes into its own on lightly loaded motorways and dual carriageways.

    To me that would be perfect as I will be attempting journeys out to see my mates in London, Northampton and further away - Plus when I go to the South of France, I can drive and my wife can have a break.

    After all she has been driving me for 20 years now - I think it may well be payback time :j:j:j:j
  • DX2
    DX2 Posts: 8,275 Forumite
    Nick,

    I'm wondering have you tried any other charities or organisations that may do individual grants?
    *SIGH*
    :D
  • Nick_65
    Nick_65 Posts: 40 Forumite
    DX2 wrote: »
    Nick,

    I'm wondering have you tried any other charities or organisations that may do individual grants?

    I haven't thought of that - But on the other hand the idea was not to take money away from a Charity as they need it for others, but it was more of a loan that I required and no one else would give to me. But I might just have to though

    Thanks
  • KimYeovil
    KimYeovil Posts: 6,156 Forumite
    1,000 Posts Combo Breaker
    sunnyone wrote: »
    Theres only petrol/diesel on that list that he needs pay for, the rest comes from the just under £50 per week high rate mobility componant.

    I think that was my point - he has £50 mobility plus, say, £15 petrol money from his £64.30. So that's £282 per month that he will be spending on a car in the future that he can put aside just now to save up.

    And since he already has a 'driver' he is in a better position than most to do what everyone else has to do. Most disabled people do not want to be special cases - they would want to have to save up for a while first like any able-bodied person has to before purchasing a brand new car.
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    KimYeovil wrote: »
    I think that was my point - he has £50 mobility plus, say, £15 petrol money from his £64.30. So that's £282 per month that he will be spending on a car in the future that he can put aside just now to save up.

    And since he already has a 'driver' he is in a better position than most to do what everyone else has to do. Most disabled people do not want to be special cases - they would want to have to save up for a while first like any able-bodied person has to before purchasing a brand new car.

    Where does the £64.30 com from?
  • Nick_65
    Nick_65 Posts: 40 Forumite
    KimYeovil wrote: »
    And since he already has a 'driver' he is in a better position than most to do what everyone else has to do. Most disabled people do not want to be special cases - they would want to have to save up for a while first like any able-bodied person has to before purchasing a brand new car.

    God you talk some rubbish - I don't have a "Driver" I call her Sue, my wife who also wants to have her own life - I want to do what you take for granted, just pop out in a car :confused::confused::confused:

    We would all like to live in a shiny world of yours where everyone can save up to get a deposit for a wheelchair accessible vehicle, plus buy an electric scooter and all the various other bits with it.

    But it ain't gonna happen like that - All I wanted was a loan to get me out of a sticky mess, which I was going to pay back:confused::confused::confused::confused:

    So, what's your problem - You become a bank manager all of a sudden???

    :p:p:p:p
  • Expenses for the purchase or any other cost for any form of a motor vehicle are excluded from consideration on a crisis loan - that's why you can't have one. Nothing to do with getting Income Support.

    Budgeting Loans are only for those on an income based benefit for more than 26 weeks (Income Support, Income Based JSA/ESA) so that's why you can't get one of those.

    Basically the Social Fund won't give you any funds for a wheelchair adapted car is the bottom line...
    Who's going to fly your plane? / When you need to make your getaway....
  • Nick_65 wrote: »
    God you talk some rubbish - I don't have a "Driver" I call her Sue, my wife who also wants to have her own life - I want to do what you take for granted, just pop out in a car

    Driving to the South of France (in your tax payer funded transport) isn't "popping out".
  • If you and your wife can afford to save for a trip to the South of France, why can't you afford to save for this item?
  • DX2
    DX2 Posts: 8,275 Forumite
    sunnyone wrote: »
    Where does the £64.30 com from?
    ;) Was wondering the same as HR mobility = £49.10 per week, and I would hazard a guess that the whole amount is being used for the var.
    *SIGH*
    :D
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