Lloyds TSB Vantage - Multiple accounts

partlydave

BlAck0ut wrote: »

No luck upgrading my spare Classic Account to a 4th Vantage yet . Any tips please?!

Thanks

when did you last try? if its been a while, try to do it online, failing that call into a branch, the worst that can happen is a refusal.

Prof_FrinkProf

partlydave wrote: »

when did you last try? if its been a while, try to do it online, failing that call into a branch, the worst that can happen is a refusal.

Tried in two branches, last tray was yesterday. Also when I click "Upgrade" online I get the following message:

Sorry, but we can't offer you this product right now. Please call us on 0845 3 000 000 if you'd like to speak to someone about this.

I get this message when trying in working hours too.

Does it just come down to finding a assistant that doesn't twig that you already have the maximum of three?

Thanks

partlydave

BlAck0ut wrote: »

Tried in two branches, last tray was yesterday. Also when I click "Upgrade" online I get the following message:



I get this message when trying in working hours too.

Does it just come down to finding a assistant that doesn't twig that you already have the maximum of three?

Thanks

I had to ring for one of mine, but the guy was helpful and processed it in minutes.:)

Prof_FrinkProf

partlydave wrote: »

I had to ring for one of mine, but the guy was helpful and processed it in minutes.:)

Thanks buddy, I'll ring every day and until someone upgrades it, I'll post up on here once I've succeeded

partlydave

BlAck0ut wrote: »

Thanks buddy, I'll ring every day and until someone upgrades it, I'll post up on here once I've succeeded

or resign yourself to the fact that you can only have 3;)

Prof_FrinkProf

I'll keep trying , I'm going to change the name of my accounts online so that they don't have "Vantage" in the name, it may help me or may not, I have no idea what the telephone assistant can see

Saver£££

Hi all, fantastic thread! At the moment I only have two Vantage accounts. I have one maxed at £7000 (named "Vantage 2") and another with roughly £3000 in (this is the account I use for all my direct debits and where my wage is paid into (named "Vantage 1")).

I've set up the following standing orders to transfer £1000 on the 1st of each month.

Vantage 2 (Balance = £7000) -> Vantage 1 (Balance = £3000 +/- roughly)
Vantage 1 (Balance = £3000 +/- roughly) -> Vantage 2 (Balance = £7000)

Is this correct? Do Lloyds TSB not mind that you have £1000 leave your account the same day that £1000 enters? Does this not cancel the £1000 requirement to be paid in each day? Should I set each transfer up on two separate days?

Jack

BFM

went into the branch to set up a vantage account for me. wife and join

my wife is a zero rate tax payer so would clearly like to get as manay of these accounts for her as possible.

i can't see anywhere on the screen jumping out how to do that online, but fair chanvce i'm being dumb. where on the online banking screen is the apply for more vantage accounts options?

steady__eddie

Saver£££....."At the moment I only have two Vantage accounts. I have one maxed at £7000 (named "Vantage 2") and another with roughly £3000 in (this is the account I use for all my direct debits and where my wage is paid into (named "Vantage 1"))."

At the moment you have £7k earning 4% gross AER and £3k earning a lower rate (£10k in total). Have you thought about transfering £2k form Vantage 2 to Vantage 1 giving you 2 a/cs with £5k in each ? They still pay 4% on amounts between £5k and £7k don't they ? If you did that, you would have the max rate paid on £10k rather than the present £7k.
I know we're only talking a few bob but some shop chain keeps telling me, "Every little helps."

adindas

Luck you then
For me they do not allow me to open the 4th one

partlydave wrote: »

I opened 5 over a period of a few months just in my name:), but they refused me a 6th application:(