panias pretty perfect pages of positiveness and proactivity

pania

oooh wow karma!! i love fightercraft what sort is it? sorry to hear about the weight gain hon, being ill is a jolly valid excuse. I hope its been nothing serious!! good luck with the amazon listing, I've got loads to get on there tonight so going to sit and crack on with it at OH's whilst he is doing his tax return

Ok, so, Today in bad news. A debt that I have always known i have but never been able to sort has finally been sorted. Since 2004 when everything hit the fan for me I have had a debt with capital one credit cards. I've always kept them up to date with my address and bank details yet everytime I contact them to find out who to pay they tell me that they know that the debt has been sold on yet they do not have any record of who it has been sold on to. They have refused to accept payment themselves as the debt is no longer under their control yet haven't been able to advise me who to pay. Understandably this has been a PITA!!! I've not a wont pay i'm a cant pay yet they've not even been able to allow me to try. Its always been a bit of a monkey on my back and as such today i decided to try again to find out where it may be. Well, I think I may have got somewhere. The only thing is that I have never included it in my debt total and almost kinda pretended its not been there, yet today i'll get it out in the open and add it on!! So my debt is now going to shoot up by £2243!!! :eek: not too fussed really, always knew i'd have to run with it one day. Now that is the final skeleton in my closet, there are no more!!

And today in Panias good news, during my ring around I discovered that two of my debts are actually £79 in total lower than I had in my snowball calculator. god only knows how that happened but it has so thats £79 duly knocked off..
I've just won a tenner on the bingo (need to work out how to withdraw it intact) And following a brief conversation with orange they have credited me £30 on my account for being muppets once again, saved £6 by cancelling my phone insurance and £4.99 non direct debit charge by setting up a direct debit now that i'm being paid monthly again!!! so thats £129.99 for about half hours work :T:T:T
Ok so it isnt ready cash in my hand but its all going to help in the long run.

Right dashing off to decrease then increase my signature, hotfoot it to OH's and then get ebay listing and ork out a realistic end of jan budget!!

but, just before I do... Total paid off my debt Dec-Jan.....£825.51!!!

No wonder i'm totally skint this month!! :rotfl:

pania

taxi73 wrote: »

Well done on the weight loss and amazon sales.

Thanks Taxi!!:D

hypno06

No....its not bad news at all, P.....it is VERY GOOD news for MEEEEEE because I am now winning the race for the jaffa cakes :rotfl:

missymoo81

noooo the jaffa cakes are mine.......

pania

oh pooh oh pooh oh pooh oh POOH!!!!

Pania learns very quickly to keep her big gob shut!!!

H does that mean that you have a debt total lower than mine!!! Oh crikey!! :T

lilmissmup

Evening hun!

Good luck with the ebay listing!!!

pania

ebay is !!!!. end of. grump grump grump.

pania

Cant get on to it!!! apparently i've been emailed three times with my password which i know what it is and i've used it for years but nooooo it wont work!!!

ZTD

pania wrote: »

Cant get on to it!!! apparently i've been emailed three times with my password which i know what it is and i've used it for years but nooooo it wont work!!!

Try clearing your cookies. Just be aware that this may kill sites which you auto-login to - like this one.

pania

Thanks i'll try that. Its driving me bonkers. and they wont email me either, got too much feedback to scrap it and start a new account