Pinky's Happy ever after diary! 2010

brummiebabe · 24 January 2010 at 4:48PM

Hi Pinky!!:wave:

I've only just found your thread but have found it great reading! I have 3 monkeys too...and was impressed by your cleaning/organisational abilities! I consider myself pretty organised...but you put me to shame:rotfl:

Have subscribed

Pinky15 · 24 January 2010 at 9:17PM

Haha thanks brummbiebabe - well you know what the deal is too then - lots of hard work lol!
Did have a good tidy this am - looked really nice but hmmm lets just say maybe not as tidy now - I cant get motivated to do it yet.
DH kindly in kitchen sorting out packed lunches and I have promised myself that I will sweep and mop the floors tonight - with extra bleach - I dread to think what is lurking on my floors. The little ones had a good play out today and spent ages sweeping the yard and watering the plants (not that they need them) so have a pile of wet muddy clothes to sort also.
On a money saver note - have checked online banking, written down all ddebits and extras to come out of account - am just waiting for DH payslip to help comfirm the overtime. He also has a fair bit for Feb also.
Found a friend to help us get a bathroom suite at cost and he will also get tiles for us DH will do the work to save on the money side - a bathroom on a shoestring - could be interesting:rotfl::rotfl:!
DH will update electric spreadsheet tonight - this bill should go down as we got a letter saying the rates have dropped. Yey!
Have listed another 8 items on ebay - fingers crossed.
Added change to sealed tin.
No wonder I am wrecked and back to work tomorrow!
I am hoping to make a minimum overpayment on ccard of £400 - heres hoping and then can update my sig - if I can keep my payments at this level then I will be on target to pay off card for sept!
Hope you all well fellow money savers:):):)

Pinky15 · 25 January 2010 at 2:20PM

Well I have £200 sitting in my account to come off credit card am still waiting for bill and DH payslip. The payslip will tell me exactly what will go into bank rather than me guessing.
I also need more diesal as the light is on. I use sooo much at the minute it is getting silly - 2o mins to work a day and then 20 mins back I reallly need DH to work out actual cost as I put £30 in car Wed and the light is on again. I am sure at the mo it is costing me to work.
Anyway left to do -
- check online banking
- check ebay items
- didnt have time for floors
- have a quick straighten up of the house

Pinky15 · 26 January 2010 at 9:30PM

Well another day another dollar lol! Have managed to get lots done last day or so.
- posted ebay parcels
- floors mopped
- chased up workmen doing some little jobs on house.
- updated diary and holiday dates
- check online banking
to do- confirm budget & ccard payments when payslips come in
- do a food stock take so I can do a big freezer stock up next month
- pay ccard when payment amount confirmed
- try and sell enough ebay stuff to make a £50 payment off next bill this month (halfway there)
hmm will prob think of lots else I need to do but cant remember right now. saw some bargains eg cleaning stuff in asda so may pop over next week and see what I need. I am also nearly out of nappies so hopefully DH will be home to pop and get some from town. Am running short of sooo much but simply havent the time to organise myself with DH being away so much so will need to hang on till he is home. M&D help out lots and that makes a difference.
I also have a broken washing machine, car wipers and the fish tank light has gone out:mad::mad::mad:.

Pinky15 · 27 January 2010 at 8:49PM

Feeling a bit yuncky today wonder if I am coming down with something my throat feels a bit scratchy too.:(
DH payslip came today and was better than expected. I need to get DH to go through figures just to be sure but should be able to make a payment of £400 in total off Ccard which takes it to under £4000. Cant wait to update my sig it always makes me feel better when I see it coming down. Need to check me ebay but dont think anything is selling -boo hoo. Am going to weigh myself at the weekend so at least I know what my aim is in regards to losing the weigh.
I have got a few jobs done this pm, cooked tea for everyone (chicken casserole) and organised to collect cat food tomorrow and I have an ebay parcel to post.
On fri we are joining some friends swimming so am looking forward to that.

katieclampet · 27 January 2010 at 8:59PM

Well done pinky, that credit card is coming down:j

katiex

Pinky15 · 29 January 2010 at 7:07PM

:jMy debt is under £4000!!:j
Haha can you tell I am a little excited. Made a £500 overpayment today and ccard stands at £3990!!
Will have to update my sig. Am feeling very pleased at the mo. We have also paid our oil bill in full, managed a small overpayment on Next bill, and paid £10 into xmas savings.
It is great to see the debt coming down and feeling very chuffed!!! DH had said wish we never had ccard as the money would have been ours - never mind a hard lesson we are all learning isnt it! Anyways am feeling positive!! Have a few bits selling on ebay and hopefully by end of feb will have another £50 to come off Next.
Was a bit naughty but money saver all the same. Got a few bits in the Next sale got a leather jacket for DD1 bd which was £28 down to £12 and got her a winter coat for school in sept for £10 down from £26 - bargains if I may say so lol. Next month we dont pay council tax so will use that money to buy new shoes all around and some sandals for the children for the spring.
Have paid all bills for the month now and have £280 cash to last the month. I have car full of diesel and a decent amount in the freezer so hoping we can manager on this amount. I need to do my meal planner and top up with milk and fruit each week.
DH has about £1800 worth of overtime the next couple of months so that will go towards doing out bathroom and paying some off ccard. Once we have paid ccard anything over will go half towards the loan and other half into savings so when leave work we have some put by for emergencies. Hope everyone is well x