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Pinky's Happy ever after diary! 2010

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Comments

  • Pinky15
    Pinky15 Posts: 916 Forumite
    Thanks Beanielou thats a good idea re upping direct debit I might just do that! So I would be paying £200 per month that means
    £4300-
    9 payments of £200 (1800) leaves £2500 ( sounding better already!)
    then extra payments of £150 per month (re overtime) = £1350
    Leaves a bill in sept of £1150 oooh I like that figure better than the one I have. Now am ebaying but the money will come off my next bill. But in March DH usually gets a fab wage as he is away most of the month sometimes up to £800 so fingers crossed.
    Have done my daily scratchy, meals sorted for the week, have posted two parcels today. Need to check quidco now.
    I have also spoken to OU today and found that I qualify for a bursary to pay for my next course - so thats good news.
    This pm I have never stops, did a quick check of cupboards re meals and snacks, washing on, washing hung out, hooeverd downstairs, chased up a few phone calls, checked online banking, filled dishwasher needs putting on now! Managed a bit of ironing! So feeling v tired now and my hands are really dry and very sore - so need to get some handcream for them. Hope everyone is well!
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • hi Pinky 15 - OMG how I wish I had your energy, you are always on the go!!:rotfl:

    Great thread, keep up the good work on clearing the debt - yes it takes time BUT oh imagine how good we will all feel when we have no credit card debt - fantastic! Keep chipping away like I am doing.:j

    Best of luck - I look forward to reading your diary and progress made - now please go and put your feet up with a nice hot cuppa - LMSM:T
    Always looking to save and be happy:j
    Sealed pot challenge - aim £500:j
    Look after the pennies the pounds will take care of themselves:rotfl:
  • Atrixo rules for sore hands Pinky...can't beat it!:j LMSM
    Always looking to save and be happy:j
    Sealed pot challenge - aim £500:j
    Look after the pennies the pounds will take care of themselves:rotfl:
  • Feet up, nice cuppa & half an hour of chillout tv!

    katiex
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Ah Yes Little Miss Money - Atrixo - was trying to explain to DH last night the good hand cream from Boots and thats what its name was lol.
    Well yesterday was a NSD. Today I have to pay for kids afterschool club £4 which is already popped away in an envelope.
    Meal sorted for tonight ready for slow cooker. I have put the washing on and everyones bags packed for work, school and c minders.
    Stuff from Regatta came and was very pleased good quality and DS is thrilled with his new jacket.
    Last night I sat for 2 hours and listed loads on ebay some started last night and other items are scheduled for sat. I already have lots of watchers so thats always a good start. I have £14 in paypal towards my £250 target to pay off my Next account.
    I had a massive sort out yesterday and found some make up and more handcream which saved me from buying some for now.
    Tonight I will -
    Check online banking
    Do free scratch
    Check ebay
    I also won £10 on scratchy this weekend yey!
    have a good day everyone:rotfl:
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Well didnt quite manage a NSD today bought milk and the toliet rolls suggested in the grabbit thread - they were def a bargain.
    Have just ordered some oil but was £50 more than supposed to be as they only deliver a minimum amount boo hoo.
    Have done my meal planner and will pop out for a few bits to keep us going next week.
    I need to do my free scratch today and check ebay. I spent all afternoon in A&E today with suspected broken wrist. When I go there the machnes were out of order and I was so pleased I didnt have to pay - how sad am I??
    Anyway was just a nasty sprain so am bandaged up now and nursing a sore botty too. I wish this awful ice would melt - am so sick of it now!!:mad:
    We have kept enough this week for a chinese so will have that and a strong drink when little ones in bed.
    Checked the online banking and everything ticking along nicely. Have listed in and out goings so we know exaclty what is going where.
    So at the mo I am limited to the jobs I can do which I really really hate I feel so useless and with 3 little ones theres's always so much to be done - guess my DH will be stressed tonight - wont he?
    :eek:
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Sorry to hear about your accident, pinky, hope you are ok. You will need to rest it, if you can. Easier said than done with little ones, I know!!

    katiex
  • lauhen
    lauhen Posts: 437 Forumite
    Hope your wrist is ok, relax and enjoy your Chinese.
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Well feeling better today very swollen and bum still sore but ok just really tired. I have sooooooooooooooo much to do this weekend that my heah hurts and it is already 3 oclock.
    I have sent DH with a list to do shopping. When kids are in bed I have 2 hours prep (paid) work I must do on computer tonight.
    I also have on my list
    - couple of online payments
    - clean cat litter tray
    - mop kitchen
    - kids reading and homework
    - sweep through downstairs
    - iron kids uniforms
    - change our bed
    So much to do - I love being at home on a weekend but feel like all I do is catch up on jobs am sooo tired. I just keep focusing on the bigger picture in sept. At least then the weekends can be for resting and enjoying when the debt is paid.
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Another mad day at work and a pile more work added to my growing pile. Have emailed my hours and my boss to say any extra time I do I will have to take as a paid morning off as I am worried it will affect my tax credits as I am earning more - so I will see what she says.
    Still on course to leave in sept fingers crossed. I have £200 next week to come off C card plus hopedfully a bit extra once I have updated my online banking. I am going to get DH to do a spread sheet so we can update what is coming off the debt.
    Got a bargain in the co-op this am £5 for 60 dishwasher tablets and 29p for a bag of veg which I am going to stick in the slow cooker with a stew. I now have left to
    - sort washing
    - sweep floors ( to be mopped tonight)
    - tidy kitchen
    - organise ironing
    So going to crack on now !
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
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