Fraudulent very.co.uk credit accounts

nutty1

aldo wrote: »

Do you not hold a passport or drivers licence?
The CIFAS marker applied is a Cat 2, which indicates your a victim of identity fraud. So it's all well they are asking for ID.

no, never had a passport or drivers licence

nutty1

Mr.Mulla wrote: »

if you have been a victim of ID theft, most likely that's the reason why they are requiring you a proof of identification. why don't you have a licence or passport? just asking...

never wanted to learn to drive and never been out of country

INT1

Depending on where you live you can apply for an Identity card for £30.

http://idsmart.direct.gov.uk/who-can-get-the-card.html

davethorp

aldo wrote: »

Depending on where you live you can apply for an Identity card for £30.

http://idsmart.direct.gov.uk/who-can-get-the-card.html

You do need to hold a current passport though to get one which kind of defeats the object.

Like kathrynt I don't drive and haven't been abroad since 1999 so don't need a passport. Was looking to get the ID card so I'd have some widely accepted photo ID and just in case I ever decided to travel within Europe but that plan was scuppered by the requirement to have a passport

INT1

Ah apologies, I failed to see you need a valid passport, it does kind of cancel itself out then! :-/

Dabooka

davethorp wrote: »

You do need to hold a current passport though to get one which kind of defeats the object.

Like kathrynt I don't drive and haven't been abroad since 1999 so don't need a passport. Was looking to get the ID card so I'd have some widely accepted photo ID and just in case I ever decided to travel within Europe but that plan was scuppered by the requirement to have a passport

The "widely accepted" part is open to debate!


And personally I think anyone who'd sign up for one of these needs their bumps felt (I appreciate this is a wholly subjective POV).

davethorp

Dabooka wrote: »

The "widely accepted" part is open to debate!


And personally I think anyone who'd sign up for one of these needs their bumps felt (I appreciate this is a wholly subjective POV).

Been some confusion with them then

Best not get one anyway, as from that article the last paragraph suggests they will be scrapped come June anyway

Dabooka

davethorp wrote: »

Been some confusion with them then

Best not get one anyway, as from that article the last paragraph suggests they will be scrapped come June anyway

I too suspect that if Labour find themselves calling Pickfords in a couple of months time, the new tennants will ahve better things to do with the £12 billion! Going off last estimates!

gillhammer

I also had a fraudulent application made at VERY with my initial & maiden name used, but at my mum's address, with a made up DOB. First we knew was that mum had a letter at my old home address from VERY fraud dept asking someone with my initial & maiden name to contact them. She asked me to do this as she is was worried re implications - I was reluctant to do this at first as I thought it was a phone scam for a premium rate number - see how you guys have got me paranoid !!:). After this letter came a statement saying 14 transactions totaling about £750. I then phoned them. Strange thing about this is that I haven't lived at that address for 20 years and haven't gone by my maiden name for the same period. People at Very couldn't be more helpful, I told them situation and asked what name & DOB had be given on the app - the initial stood for a completely different name (and sex !) and the dob was 10 years off mine with no digits in common. I asked them to register it on CIFAS as a type 2 (if I recall) which states that a fraudulent app has been made in my name or address, but that I was a victim. I also asked for a marker to be placed on my mum's address - although she never uses credit.

To put the original poster's mind at rest about implictions of the CIFAS marker....I made an on-line application for the current Virgin 0% bal transfer card last month, at the decision point it said there would be a delay & they'd be in touch. I had expected this. 2 days later I had a phone call from MBNA (Virgin) in Chester and spoke to a very pleasant lady who just confirmed that I had made the application - no problems, account granted. Just remember the blasted CIFAS password you set up - I hadn't:(, but we still muddled through.

I do find it incredible that Very issued this account in the first place though. I worked for IT in the Card sector for many years and for New Business the most minimal of checking would have found no electoral roll, no credit history - absolutely nothing. I suspect internal fraud - but I am still mystified by the use of my initial & maiden name 20 years+ since they were used.

INT1

gillhammer wrote: »

To put the original poster's mind at rest about implictions of the CIFAS marker....I made an on-line application for the current Virgin 0% bal transfer card last month, at the decision point it said there would be a delay & they'd be in touch. I had expected this. 2 days later I had a phone call from MBNA (Virgin) in Chester and spoke to a very pleasant lady who just confirmed that I had made the application - no problems, account granted.

And that's exactly how it should work.