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The Ultimate Incentive to have an amazing 2010.

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  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Brilliant opening post and a good thread so far, il be checking back to see how your getting on as the months go by this year!

    Id just like to say as for



    How I cleared £16,456 of debt in 250 days (£65.82 that works out at!)

    well - :T:T:T

    Thats fantastic! Im aiming at £20 a day for 100 days to clear just about £2ks worth! Just a third of what you are aiming for! You must have some income to support that?? :beer:
    Work in progress...Update coming July 2012.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks for the support. I was on £26,000 pa when I did that, has risen to about £27,000 now, most of my debt clearance has always come from extra income earners, as I've never had less than £1000 a month outgoings.

    As I am now absolutely none of my income can go on debt clearance, its all coming from extra earnings. This is because we put £1000 a month into savings, and we just don't have anything spare for debt clearance. Kind of hoping to have cleared the full £3000 by the end of February, but shhhhh, don't tell anyone!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Ok your secrets safe :) Well i think you have done fantastic, any advice you can give me for earning extra income. £360.55 so far this year but think thatl slow down, should go shooting off the scale but iv not done anything with ebay yet this year! Maybe i should just get my finger out and go for it. Im hoping to clear £2k in 100 days, which would be great if i could earn £20 a day extra income as then that will pay for it and i can save almost all of my salary as really i have little outgoings.
    Work in progress...Update coming July 2012.
  • dippykitty
    dippykitty Posts: 1,138 Forumite
    Dinah93 wrote: »
    Still doing 5 days in Dubai then 14 days in the Maldives.

    Sounds divine! :D
    ISA savings: £25,139 Other Savings: £1750 (tied up in bond)
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    Still doing 5 days in Dubai then 14 days in the Maldives.

    Just a little jealous! Must cost a bomb though? Hope it goes well at the Doctors tomorrow!

    Birdie - Sounds terrible! It's been snowing none stop here since 6am. Took OH an hour to drive 4miles to work, and it's been snowing so bad in Sheffield he thinks he'll have to walk home.

    That £100 to 10k challenge sounds crazy! Wish I had the guts to go for it.
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Lol yes definately costing a bomb. £6200 to be exact, unless I can find a better price. But that is 5* sea view in Dubai, 4* over water jacuzzi villa in the Maldives all inclusive so we not only get all the food and drink, but also a load of activities thrown in as well. No point being anything less than full board in the maldives as you cant go off the island for dinner anyway!

    *mumbles* I've gone for the £100-£10k challenge...
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    Wow! I have just had a quick read through your thread and I cannot believe how organised you are. I have read little bits of your previous threads, but they move sooooo quickly that I just cannot keep up.

    I reckon I'll have to save reading them all for a day when I am ill!!!!!

    Congratulaions on everything you have achieved so far, you are a massive inspiration to me and if I can achieve an small amount of what you have I will be so happy.

    Good luck with all of your goals for this year.

    *off to copy Dinah diary* (Hope she doesn't mind!!)

    xxxxx
    October make £10/day currently £11.02
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Avogirly wrote: »
    Wow! I have just had a quick read through your thread and I cannot believe how organised you are. I have read little bits of your previous threads, but they move sooooo quickly that I just cannot keep up.

    I reckon I'll have to save reading them all for a day when I am ill!!!!!

    Congratulaions on everything you have achieved so far, you are a massive inspiration to me and if I can achieve an small amount of what you have I will be so happy.

    Good luck with all of your goals for this year.

    *off to copy Dinah diary* (Hope she doesn't mind!!)

    xxxxx

    Wow Avogirly - you have cleared some amount of debt. Well done to you. I'm sure your diary will be very inspirational too!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The honeymoon sounds amazing though. It is a once in a lifetime thing so go for it!

    The snow is pathetic in London at the moment, might be more tomorrow though.

    Abogirly - you have done a great job so far on your debt! well done!
  • Poolie
    Poolie Posts: 1,882 Forumite
    Morning,

    Well getting home from work was fun last night. Took me over an hour but I did help two other motorists who had got stuck going up a hill with another driver so we cleared the road.

    Not going out in it today. Will work from home.
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