Floozie does Frugal 2010

Intergalactic_Floozie

It is Scottish Provident and there's a 13 week wait until they will pay, and it's for up to 12 months. I'm still mulling it over. I might just take it out til the debts are paid off for peace of mind, and then try to pay off the cards and loans faster (please don't laugh LOL).

Days to payday: 15

Grocery Budget: £300 / £119.29 spent / £99.25 left
Petrol Budget: £130 / £73.50 left
Everything Else Budget: £317.74 / £243.09 spent / £65.81 left
Grand Total: £747.74 / £238.55

Spends:
£0.60 - vending machine

2nd day of world's most boring training course but it was only half a day hence only one chocolate bar.

I've never seen my crisps stock so low, I'm down to only 4 bags (the flavours that no one likes) so the DS's have started raiding the yoghurt stocks.

DS2 forgot to take his lunchbox to school today so he had to have a school dinner, so that's an extra £1.45 I have to shell out - BAH.

Really can't be fagged with this weather, sun is no fun when you're fat and have to walk everywhere.

mooomin

Intergalactic_Floozie wrote: »

Really can't be fagged with this weather, sun is no fun when you're fat and have to walk everywhere.

:rotfl::rotfl::rotfl::rotfl:

My sentiments exactly

Intergalactic_Floozie

Days to payday: 14

Grocery Budget: £300 / £119.29 spent / £99.25 left
Petrol Budget: £130 / £73.50 left
Everything Else Budget: £317.74 / £243.09 spent / £57.42 left
Grand Total: £747.74 / £230.75

Spends:
£0.90 - sweets for myself and DS1 at football last night.
£0.90 - bought myself a Danish pastry when I went out for lunch.
£0.60 - sent one of my colleagues to buy a cornflake bun when he went out for his lunch
£5.99 - Compeed cold sore plasters.

Feeling fed up and sorry for myself AGAIN. I woke up this morning with THREE coldsores all in a row on my top lip and they're really sore and throbbing. Too late for Zovirax, so bought some of the plasters to try and soothe them a bit. I don't seem to have been well at all lately, can't remember the last time I had a day when I didn't moan about being poorly. I really need to try and lose some weight, I can feel my knees starting to hurt and I am having to have a 1.5 hour sleep when I get in from work on an evening as I'm shattered.

Took DS2 to footy practice last night and found out it finishes this Saturday (£3), and he would rather go to the last session of this course than his usual Saturday practice somewhere else as they are at the same time, so that saves me £5 for the usual Saturday, then I had budgeted £3 for the next two weeks, so that's £11 extra.

MBNA have written to DH to say they're offering 0% on balance transfers until April 2011 statement with a 3% fee so I think I will take them up on their kind offer. Still haven't taken Post Office up on their offer of 5 months, or put anything onto my new natwest card yet (5 months 0%) so hopefully I might be able to have interest free for a wee while yet.

I overheard a lady at work today who left her husband for another man, and her husband is now divorcing her. Apparently between them they racked up £66k of debt, and he remortgaged 7 times. She wasn't on his mortgage, and all the cards were his with her as additional holder, so he's trying to chase her for half of it. They were only married for 2 years!!! I don't know how she could have been so oblivious to it all. It made me feel "okay" about my £4600 CC debt but I still want rid.

mooomin

Intergalactic_Floozie wrote: »

Spends:
£0.60 - vending machine

Intergalactic_Floozie wrote: »

Spends:
£0.69 - Yorkie bar last night
£0.55 - Vending machine
£0.60 - Vending machine

Intergalactic_Floozie wrote: »

Spends:
£0.90 - sweets for myself and DS1 at football last night.
£0.90 - bought myself a Danish pastry when I went out for lunch.
£0.60 - sent one of my colleagues to buy a cornflake bun when he went out for his lunch

*adopts tough face*

In the last three days you have spent £4.84 on cakey/sweety things. That's £1.61 per day. If you spent that each day it would be £588.87 on things that aren't good for you in a year. You've also been complaining about feeling fat/ill and wanting to lose weight, but you're still giving into temptation.

I am in exactly the same boat. I'm fat which is making me p*ssed off because I don't fit into pretty things, it's making me tired and it's making the summer miserable. I'm still spending £1 a day on shoite I don't need to eat.

I'm thinking of WeightWatchers, as if I spend my junk food money on that it would be better all round. I will still be spending the money but might be thinner at the end of it! Care to join me?

*removes tough face*

Intergalactic_Floozie

YAY! Tough love!!!! I have no one like that to shout at me at home.

*looks embarrassed*

Is already a member of WW online but ignores it. If you do it then I'll do it again?

mooomin

Intergalactic_Floozie wrote: »

YAY! Tough love!!!! I have no one like that to shout at me at home.

*looks embarrassed*

Is already a member of WW online but ignores it. If you do it then I'll do it again?

*phew*

I was worried I would get "Pi$$ off Fresian"

I will definitely join up, but it will be next week when I'm back from holidays. One of the girls at work is doing WW and has lost 10lbs, so I know it can work. She has notebooks to fill in and things, do they give you those if it's online?

natsplatnat

Hi IF!

A friend of mine (from back in the days when I worked in tele-sales) wanted to stop snacking whilst at work (sooo easy to snack as it was sooo boring!) One Monday morning I walked in and on her desk was this huge pile of snacks and fizzy drinks and chocolate etc. She had brought in everything that she would snack on over the course of a week!! It was a surprisingly large mound when put together (rather than just buying 1 bar here or a can there) and the sheer size of the snack-mountain put her off eating almost everything. By the end of the week she easily had 75% of the stuff left on her desk - it was just too daunting. The thought of the amount she normal ate put her off! Her snacking diminished considerably..... along with her waistline! lol

Not sure if I would have the guts to sit there with everything in front of me for a week - but I can see how it may put you off snacking!!

Intergalactic_Floozie

Days to payday: 13

Grocery Budget: £300 / £119.29 spent / £99.25 left
Petrol Budget: £130 / £73.50 left
Everything Else Budget: £317.74 / £243.09 spent / £57.42 left
Grand Total: £747.74 / £230.75

Spends:
£0.00 - no spends, no vends!

With WW online, I didn't get anything as theres an online food diary, but if you're going to a class you do get given things to write on and little freebies each week you go (i mean, motivational booklets). Right you're on FF, let me know when you're joining up and I'll start tracking, I desperately need to shift some weight for my friend's wedding which is 12 weeks tomorrow (eek)

Nat - there is no way I could do that! I'd have eaten it all by Wednesday and then just gone out and bought some more.

Have two Christening's to go to on Sunday (one after the other) so that'll be money in envelopes I have to shell out for, it's my dad's birthday on Monday and DH has the dentist so all of my everything else money will probably be gone by Monday!

Intergalactic_Floozie

Days to payday: 12

Grocery Budget: £300 / £119.29 spent / £88.09 left
Petrol Budget: £130 / £73.50 left
Everything Else Budget: £317.74 / £243.09 spent / £32.05 left
Grand Total: £747.74 / £193.63

Spends:
£10.00 - Cash in a card for Cousin's baby who is getting Christened tomorrow
£10.00 - Cash in a card for friend's baby who is also getting Christened tomorrow
£1.89 - Cousin's card for Christening
£0.99 - friends card for Christening
£11.16 - groceries at Asda (mainly sandwich stuff, have to give DS2 packed lunch tomorrow as he's off to the zoo
£0.69 - Yorkie - (don't look at me like that FF, we aint starting our diet til next week LOL)
£1.30 - Hot chocolate at footy training tomorrow
£1.50 - bacon butty at footy training tomorrow.

Oh Lordy, gonna go well overdrawn! Have to send DS2 with some spending money for the zoo tomorrow. DS2 also has a school trip to Scarborough on Thursday and again will need spending money. DS1 has a school trip on 12th (I think) so will need spending money.

DH is down to his last £15. I told him there would be no subs from me but I know damn well that I will. I think I will tell him he can have £5 a day (he currently spends £10 per day). That way he can get 20 cigs if he wants them, but no wine. If he wants wine he will have to stick to one bottle and smoke 10 cigs. We all have to make sacrifices.

Plus he also has dentist on Monday and if it's his final appointment that will be £46 he's got to pay.

I was however being smug thinking that we'd done not bad for petrol as still had a quarter of a tank and 80 miles left in it. However my brother's pregnant girlfriend needed taking up to A&E as she wasn't well, so I've been backwards and forwards as well as ferrying the kids here and there, and before I know it we're down to 38 miles and petrol light has come on. Hopefully filling the tank tomorrow will make it last the 11 days to payday.

DH also admitted he has been doing a lot of work's mileage lately and his boss isn't very forthcoming about how he should claim it back. He reckons he has done at least 100 miles over the past two weeks (no wonder we never have any bloody petrol) - well at 40p per mile, that's £40 which would see him through (well 4 extra days at least).

Please tell me I am not the only person on MSE who cant make their money last as long as the month??

Intergalactic_Floozie

Days to payday: 11

Grocery Budget: £300 / £119.29 spent / £86.10 left
Petrol Budget: £130 / £73.50 left
Everything Else Budget: £317.74 / £243.09 spent / £26.05 left
Grand Total: £747.74 / £185.65

Spends:
£5.00 - for DS2 to take to Chester Zoo
£1.00 - in collection at Church
£1.98 - groceries

DH officially down to his last tenner today, so what does he go and do at 3pm? Yep, 20 cigs and two bottles of wine. I said "It might be a stupid question but why did you have to buy the wine, as if you didn;t it would have meant you could have bought another pack of 20 cigs tomorrow" and he snapped: "Oh shurrup, I'll worry about tomorrow tomorrow". I just know damn well I will fall soft. I wish I was the one who didn't have to care a jot about finances and just had to make £200 last a month. This is the man who complains we never have a holiday!

Petrol down to last 25 miles, so that will need filling up tomorrow.

Definitely have to lose weight. Felt like the fat friend today amongst all the slim people at my family christening. I told my cousin's wife she looked lovely, she told me she liked my new hair colour. Thats what I do if I don't think people are looking great but I need to pay a compliment.