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Eager Elephant's Effective Everyday Excursion ...

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Comments

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Happy New Year, EE. Wishing you a good 2019.
    Have adventures. laugh a lot and always be kind.
  • badmemory
    badmemory Posts: 9,887 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    How is he financing his current lifestyle? I hate to say this but please check all you credit reports. I'm sure he isn't but as they say better safe than sorry! Hopefully it is tax credits & CB from having your DD living with him.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happy new year EE

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EE I'm reading the Marie Kondo book just now. Promises to change your life and tidy your world up. Might be worth a look. I've borrowed it from my local online library and am reading it on my phone when I get a few minutes free . That means it cost me nothing :-)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    badmemory wrote: »
    How is he financing his current lifestyle? I hate to say this but please check all you credit reports. I'm sure he isn't but as they say better safe than sorry! Hopefully it is tax credits & CB from having your DD living with him.

    Yes worth checking.

    Happy new year EE.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Chrystal
    Chrystal Posts: 2,005 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Wishing you the very best of everything EE for the New Year and all those that follow. XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks everyone for messages...

    No new diary yet, I hoped to do it yesterday but ran out of time as DD was 16 so we went out for a meal and then I ate things I shouldn't so felt awful and went to bed at 6pm and there I stayed until this morning.

    I'm hoping to start it tonight.

    Happy New Year Everyone!!!!
    Thanks for all your support and encouragement this year!!!
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    badmemory wrote: »
    How is he financing his current lifestyle? I hate to say this but please check all you credit reports. I'm sure he isn't but as they say better safe than sorry! Hopefully it is tax credits & CB from having your DD living with him.

    STBEXH works full time and gets a small amount of PIP also.

    I get the CB but this goes to DD in lieu of pocket money, she buys all her own clothes/shoes/snacks/cinema etc

    Neither of us gets Tax Credits

    I check my credit report monthly so know he has not taken credit in my name but thank you for thinking of me.
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    enthusiasticsaver wrote: »
    DD still lives with him and his mental health issues must be worrying for her .

    DD is so wrapped up in her own world she has barely any clue about her dad's mental health - sometimes he will mention that he's not feeling great but it doesnt really register with her.

    Him lounging about alot or staying in bed is just normal to her and she doesnt see that as being part of mental health although too be honest she doesnt see that part much as in the week he works and gets up early and at weekends when he is staying in bed she is with me.
    Too be honest he does make more effort when she is there to get dressed and make sure everyone is fed.
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    millionaire_in_training wrote: »
    EE I'm reading the Marie Kondo book just now. Promises to change your life and tidy your world up. Might be worth a look. I've borrowed it from my local online library and am reading it on my phone when I get a few minutes free . That means it cost me nothing :-)

    Thanks MiT, I have both her books and in 2017 followed the first one for quite a few months but it is very difficult to do it properly when half the stuff in the house is not yours but now everything here is mine I should dig the books out and start again.

    I need to get my house in much better order.
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