We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Frugal Fresian's 2010 Adventures
Comments
-
There is no way you are talking to yourself
Its more like your fantastic budgeteering skills leave us all silenced!
Even if you were though, at least you always be right!:)I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0 -
Well done FF on the sub 4k, definitely not talking to yourself - love your thread, please keep posting0
-
Hi Flying Fresian - I've been feeling a bit down lately - also to do with work - it must be catching :rotfl: and also been a bit under the weather. Anywho am battling back to positivity and a more energetic me and I now have the envelope and the vouchers together to send to you - they run out in June this year :eek: Am sure you can spend them before then though
I'll be at the post office Monday so they'll be with you this week. I'll miss your posts when you are debt free! Take Care
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Definitely keep on posting. We all love your diary even if we don't say a lot!0
-
EssexHebridean wrote: »*waves at FF* - sorry, did you say something?!
:rotfl::rotfl::rotfl:DedicatedDFW wrote: »I'll miss your posts when you are debt free!
Thanks for the support guys *hugs to all*
I think that because I'm sub-4k now and it's all downhill from here etc, I've been getting disheartened for some reason. I'm just bored of living like this, counting every penny and being really dull about money. If I don't who else will though?
I'm also getting quite "meh" about having a lodger again. I like my own space and don't necessarily adore Mr F's sister, so this isn't an idea I would have gone for myself. Harrumph.
On the plus side, I saw a friend I haven't seen for over a year tonight and got to eat chips, so woo for the weekend. Hopefully normal perky Fresian will return soon
0 -
Any idea how long you will have your lodger?
Sorry my memory is shocking:rotfl::o
Lodger money alone from now to Dec is £3000 as you know so only another £1000 to find:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Any idea how long you will have your lodger?
Sorry my memory is shocking:rotfl::o
Lodger money alone from now to Dec is £3000 as you know so only another £1000 to find:D
I have been able to save at least £100 a month since previous lodger moved out, so don't see why this shouldn't be the case when the new one arrives. I am very hopeful about being debt-free by the end of the year, mainly because all her rent is going into the savings account, meaning that I'm not relying on it but using my frugal wits instead
0 -
flying_fresian wrote: »Hopefully normal perky Fresian will return soon
Perhaps a pamper session is called for? S&G and similar stuff is a great mood booster in my experience!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Excellent.
I know what you mean about counting every penny though & if I dont do it no one else will.It gets really wearing though.
Had a major debate withj myself today could I afford a pair of £12 wellies !!!!!!.
Is this what my life is reduced to?
Sorry, Ill slope off nowI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Excellent.
I know what you mean about counting every penny though & if I dont do it no one else will.It gets really wearing though.
Had a major debate withj myself today could I afford a pair of £12 wellies !!!!!!.
Is this what my life is reduced to?
Sorry, Ill slope off now
My budgeteering crisis has been brought on by buying £30 of makeup this month. A lot for two items, I agree, but takes me over the £24.99 "everything else" budget in the frugal challenge. I have paid cash for them, not getting into any additional debt. The annoying thing is that the blusher stuff will last for 6-9 months and the eyeshadow for longer still, but I'm continuing to beat myself up about it. There has to be a middle way!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards