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1st January 2010 Daily Chat. Here's to a Happy and positive New Year of debtbusting.
Comments
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Bb~my cat insurance is the same ~ just goes up & up.
Not as brave as you to cancel it though.
Self insurance sounds a good idea if you could be so diciplined.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Join a gym today.
24 access, no contract. £14.99 a month.
No cancellation period.Starting debt: 3399.39 / Debt now: 2975.39VSP Challenge 2012: £39.58/£100 Crazy Clothes Challenge 2012: £3.00/£150
£2 savers club #20: £302012 earnings: £67.50Long Haul DFW Supporter #2040 -
BB I would read it too:D
might even post sometimes:rotfl:
Happy new year to all of you
:heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
I use self insurance for my contents BB - nothing I own is worth much and insurers wanted £75 a month for around £4,000 of cover :eek:
Bleeping heck becks thats a lot:eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy new year jinks~hope its a good one for you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Can I just share that my unsecured debt is now down to £1750
So pleased with that.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sort of but its actually for £10,000 of cover which is the minimum for insurers and contents only is expensive versus contents and buildings, also my postcode is very similar to Victoria coach station so I would pay a premium because there's lots of crime round there...0
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I don't mind setting up a payment each month and then just sticking it in a basic savings account. It's just that fear of starting it and then him being really ill in 3 months (god forbid). I reckon I've probably paid around £800 over the years in insurance and had nothing back from it and as it is now around £25-£30 a month and some basics (ie dental work) aren't covered, I'm almost thinking it isn't worth it. There are lots of 'frilly' bits with pet insurance such as advertising money if the pet runs away or is stolen, or a payment of his purchase value if he dies in an accident. To be honest if something really sad happened to him, a couple of hundred quid (less the excess :rolleyes: )would never make up for losing him and just wouldn't be something I'd ever think about wanting anyway.
I'll discuss it with my ex when I go down later, see what he thinks.
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
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Can I just share that my unsecured debt is now down to £1750
So pleased with that.
Wow, that is great Beanie!
Afternoon everyoneOD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j
Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!0
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