1st January 2010 Daily Chat. Here's to a Happy and positive New Year of debtbusting.

webitha

morning peeps and a very merry new year to you all

ive not been here much for the last few months, and for that i apologise, but this is the year i get DF (hopefully) so i will be here more often, and if i slack off again, you have my permission to shout at me
cards coming down today, decs tomorrow, now off to watch dr who as i missed it on xmas day, just got to put the lamb in for a nice roast dinner at around 5pm, and hopefully sometime i might find my house as we had a party last night, yes i got drunk yes i passed out, yes we all had a fabbo time, and no i havent got a hangover lol

Burlesque_Babe

I know this is rather masochistic...........but I miss having a DFW diary....... :o:rotfl:

Snaggles

Why not just carry on posting in it BB? You don't have to have debts to have a diary - it can be a good way of getting things off your chest and making sure you are in a good frame of mind to continue managing your finances well.

(And....we like to know the gossip.... )

Burlesque_Babe

Snaggles wrote: »

Why not just carry on posting in it BB? You don't have to have debts to have a diary - it can be a good way of getting things off your chest and making sure you are in a good frame of mind to continue managing your finances well.

(And....we like to know the gossip.... )

dunno really would anyone read it

I wish I could apply the same thinking to losing weight to losing debt. I really enjoyed (if that's the right word) planning the attack on the debt, finding all the ways to get extra pennies, exploiting loopholes etc etc. In a bizarre way, debtbusting is a bit exciting:o Not when it's at the awful bottom of the pit stage and it looks really bleak (been there when I did it the first time with 25k :rolleyes:) but when you get on the road and look forward to paying a few extra quid off and finding a new way to store a couple of quid etc.

I know........I'm weird.......:rotfl:

Actually - I technically do have some debt. I have £177 on a CC. I've got around £30 AQA money from December I'm going to use on it.....might be a short diary though.....:rotfl: Saying that - £177 can soon snowball - oh boy, do I know that :rolleyes:

Snaggles

I've got about £500 on my credit card that I need to shift - have to apply for a mortgage in the next few weeks (*gulp*), so need it to be gone.

I pay £350 a month to it (because I use it for food and petrol all month, then pay it off at the end), so I need to fund all shopping and petrol by some other means, and 'find' and extra £150, and then I'm sorted.

Easy! :rotfl:

Burlesque_Babe

just treated myself to a bottle of perfume. I like Elizabeth Arden Green Tea and it's a cheap one. I found the same place I last bought from and they still had stock (with nearly 70% off). I used some of my quidco money I keep separate for little treats. £9 for the perfume inc. postage and a few pennies back through quidco.

beanielou

Happy new year lovely peeps
Hope its happy healthy solvent & everything you wish for.
Heres to 2010 for us all.

littlemisschocolate

Hi all,

Happy New Year to you all.

This year is going to be a good year for all of us all!!

Sorry not been around much, bloody swine flu, then chest infection and sickness/tummy bug meant I spent more time asleep than awake.

It's the last David tennant Dr Who tonight and I've been advised to have the tissues handy. Who will brighten up my Saturday nights now?

Right time to crack on with some studying - it will keep my mind off of all those chocolates for all of 5 minutes.

hugs to you all,

Cx

beanielou

Snaggles wrote: »

Nearly 1pm and the kids haven't had a call or even a text from their Dad to wish them a happy new year. :rolleyes:

Same here:rotfl:
Ds isent up anyway!

beanielou

Bb~Diary is great idea.
I only dont have one as my typing is so slow.

Snaggs~You are in the right place for a mortgage

Becks~Well done on your PB

Happy lunch bookie.