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Hypno's "me, me, me, me, me," diary.....

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Comments

  • chops22
    chops22 Posts: 650 Forumite
    hypno06 wrote: »
    Chops, I went the other way - we had been on interest only for over 6 years while we tackled the other debt, and I changed it to repayment just before Christmas.

    I was able to do it over the phone without any problem - I don't know how the banks etc favour people going interest only.....I think you should just ring up and ask - they can only say no!.

    Thanks, I am going to give them a ring. I am hoping to do this for a year and try and get rid of one of the massive credit cards.
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not been on here for ages so thought I'd pop in and say helllooooooooooooo!!! xx
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Well done on the weight loss :j and skiing will be better another time, as you say nature of the beast, sometimes it's good, other times it just isn't right.

    Hope you have a good day today
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Mudbath wrote: »
    Not been on here for ages so thought I'd pop in and say helllooooooooooooo!!! xx

    Hi Mudders :j helloooooooo to you too.

    Have had news that the mortgage has completed. The house and all its associated encumberances are in my name now. Bittersweet.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Pippajo
    Pippajo Posts: 900 Forumite
    Mixed feelings today then ((hugs)). Sad that it is just yours now, but good as you can get on and plan.

    Give yourself a break today, but I need a few challenges to kick my butt, I'll be waiting, colouring pen in hand ready for whats next :p
  • se999
    se999 Posts: 2,409 Forumite
    Sounds like good news on the house, I assume this means that you can finalise your budgets shortly which will at least mean you know what you're dealing with a little more clearly on the financial side.
  • sallyx
    sallyx Posts: 15,815 Forumite
    Good news, try not to look back on the past but think to your new future, you are in control of your new life now :) Hugs though as I am sure there is a sadness about it all too
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mudbath wrote: »
    Not been on here for ages so thought I'd pop in and say helllooooooooooooo!!! xx

    I was just thinking about you last night, about the way Hypno calls you Mudders, I *do* like it. How you doing?
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hypno06 wrote: »
    Have had news that the mortgage has completed. The house and all its associated encumberances are in my name now. Bittersweet.....

    Ah Hypno, it must be difficult to face. I'm so sorry you're going through this :grouphug:
    2023: the year I get to buy a car
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Went into Waterstones to buy a mothers day card and a birthday card and ended up spending £26.......:mad:

    Never go shopping when you are peed off.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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