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Hypno's "me, me, me, me, me," diary.....

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I will believe it when it happens, pickle - £19k or thereabouts is still a huge amount of debt if something suddenly doesn't go according to plan!

    Tomorrow another loan payment comes out which will bring my unsecured element of the debt just below £10k, which will be most satisfying to see....then my next aim will be for the secured element to go below £180k.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    hypno06 wrote: »
    I will believe it when it happens, pickle - £19k or thereabouts is still a huge amount of debt if something suddenly doesn't go according to plan!

    Tomorrow another loan payment comes out which will bring my unsecured element of the debt just below £10k, which will be most satisfying to see....then my next aim will be for the secured element to go below £180k.

    I think I missed a step in your plan: are you not just throwing all your money at getting rid of the unsecured, but also contending with the mortgage at the same time?
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes, that's about right - but the size of my mortgage payments means that the secured element comes down reasonably quickly.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Good luck on the continued decluttering. I can't be bothered listing books where there are scores already for sale so last year I did a bulk sale of 250+ books (14 boxes) on gumtree for £25. If the buyer made a profit elsewhere, good for them, but getting space back in my bedsit was WAY more important than anything else... and I can't do boot sales... no car!

    I think it's only the professional bookshops on Amazon that can make any profit by selling a book at 1p as they pay a monthly fee not a 'per book' fee like the rest of us, so a bit more room for them to make a profit.

    I've sent one box to the charity shop last week - another by the door to be dropped off tomorrow... The sense of space and delusion of being organised is good :rotfl::D
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dog has gone home:(

    Dinner is in oven - pigs in blankets in the hole (work that one out!!!) with roast pots and parsnips and brussels and carrots!

    Finished Angel bear (don;t ask!)

    so all set for work tomorrow. We have a non pupil day so it means we will actually get work done in the office !!!! then teaching tomorrow evening :j

    Gutted that West Ham lost but at least we weren't freezing watching it like out friends !

    Anyway - good evening all
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I agree, hiphouse - there is more than making money to the decluttering lark.....for me, although the money would, of course, be useful......in this case it is almost secondary, because it is the space that I crave as much as anything - space to work, space to relax, space to wind down.......that sort of space doesn't have a value really, so whether I sell stuff, or give it away, or even (shock horror) take it to the tip, it is all very positive in my situation.

    Of course, on the "Great Declutter" thread that I am part of, I would be shot down for suggesting that perfectly usable things might be thrown out - it seems that everything should be freecycled, charity shopped, or sold where possible, and although that idea is nice, sometimes I need a quick fix, and the bin provides it :o

    Surfbabe, we had some turkey processed things - I needed no reminding of why they were cheap :o Never again......give me pigs in holey blankets any day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • I wrote that last message about 2 hours ago, but it's only just posted as I wasn't logged in :o

    Hypno, Good Luck with the debt-busting plans in 2010 - I'm delighted to read you're focussing on your own health and well-being as a priority. Wish you well with the Amazon plans... are you allowed to tell us what you're selling so we can find your shop and start spending :D pm me if you can't put it on this thread... I'm a book fiend not a stalker :eek:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I'm not selling anything of any real interest - an "allergy free" cookbook (gluten free, dairy free, taste free, that sort of thing) that I bought when DD was very ill, but never actually used.....a couple of obscure CDs that OH was given at a concert he was working at, and a CD/DVD burner thingy.

    Anyway - you lot are not supposed to be spending - you are supposed to be saving :rolleyes::rolleyes::rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Oh, and a Hot Stone Therapy instruction DVD........:rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • honeybear_2
    honeybear_2 Posts: 3,914 Forumite
    hypno06 wrote: »
    Oh, and a Hot Stone Therapy instruction DVD........:rolleyes:

    Does it come with a warning "Caution: Stones may be hot" :rotfl:
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
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