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2010 Resolutions - My Crafty Diary

My husband and I are currently overpaying an extra £400 a month on our £125k mortgage in order to try and clear it off early.

As I am a stay at home mum of two who currently earns £0 this money comes from my husband who has a well paid job but I have decided that in 2010 I want to be able to pay off a lump sum towards the mortgage, so I have decided to set myself some resolutions and keep a diary on this site so you can all track (and I'm sure laugh at) my progress.

I would point out now that a craftaholic and that I have previously spent an absolute fortune on crafting stash in the past and have a craft room full to bursting.

Ok my resolutions are:-

1. To tidy my craft room and keep it tidy (this should hopefully enable me to see what i have and stop me buying anymore).

2. To only spend £500 on crafting stash during 2010. I know this sounds a lot but I have been known to spend £5000 in a year so I have set myself a hopefully realistic target. This amount equates to £40 a month plus a £20 bonus once the craft room is tidy. Any money spend on items to tidy up / storage for the craft room are not included in this amount.

3. To “earn” £2010 during the year 2010 by any means I can such as Ebay, Car Boots, selling items I have crafted etc, quidco or saving money on items such as food, bills etc.

4. To scrapbook more (I have loads of pictures of the kids which are just crying out to be scrapped – and loads of stash to do it!!!)

5. To make most of the presents for friends/ family for next Christmas to save money to put towards the mortgage

Well as I’ve got a couple of days left I might just have another quick look at the online craft sales!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Happy 2010 and happy crafting
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
«134567

Comments

  • Welcome!
    Sounds like you have a plan, Craftingmad! I'm sure you can justify your crafting if you sell what you make!
    I look forward to reading (and laughing at!!) your diary.
    Good luck,
    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • craftingmad

    Welcome to MFW Board

    You can check Mystery Shopping and Matched Betting also to earn extra money if you have time

    Good Luck

    MQ
  • weezl74
    weezl74 Posts: 8,701 Forumite
    Hi craftingmad, what about a challenge to make all 2010's presents for birthday and christmas from your stash?

    Good luck with your MF journey :)

    xxx

    :hello:Jonathan 'Fergie' Fergus William, born 05/03/09, 7lb 4.4oz:hello:
    :)Benjamin 'Kezzie' Kester Jacob, born 18/03/10, 7lb 5oz:)
    cash neutral gifts 2011, value of purchased gifts/actual paid/amount earnt to cover it £67/£3.60/£0
    january grocery challenge, feed 4 of us for £40
  • Hi Craftingmad. As another crafter, whose 1st resolution is the sames as yours, I've subscribed to your disry. Let's hope we can both keep it up
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    goodluck.gif
  • craftingmad
    craftingmad Posts: 3,410 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you all for your words of encouragment and heather 2409 shall we tidy together? If you pm me with your email address I'll send you some pictures of just how bad my craftroom is!!!!!!!!!

    Like the idea of the make all my presents for 2010 - may well try and do that.

    Also pawlala would you like me to send you a belated christmas card ? If so just pm me with your address and I'll send one out to you.

    Well I currently have a few minutes spare so am being a little naughty and browsing the internet at the craft sales - well its not 2010 yet so anything I spend today won't count will it!!!!! Once a crafty always a crafter!!!!
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Hi
    I am a scrapbooker too - and one with a messy craft room - although I did clear itout yesterday and it looks tons better.
    I am going to sort a few bits out to ebay as I have tons of stuff too!
  • Good luck with it! I'm trying to clear out my bead room as well, but every corner I go through just seems to result in a mess somewhere else :confused::D

    Caz
  • I'm a "recently-returned-to-knitting" knitter and reslove not to buiy anymore yarn without having a specific project in mind for it. I also want to get a nice big-ish basket to sotre my wool stash in in my new hoosie!!

    For card-making, thankfully all my stuff fitts in one big organised bag (sorry......) but I've got a couple of friends like you who love buying craft stuff!! I can only imagine what you;re craft room is like!

    Snowy
    :j I feel I am diagonally parked in a parallel universe :j
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