£161,044.25 reasons to be mortgage free

BlueMoo

Congratulations :T:T:T

125,580 reasons to be mortgage free now!

Sounds like you have given it a lot of thought and I'm sure it will be the right thing for you.

wantabetterlife

Cheers Bluemoo...your comment made me look when I started this diary...almost four years ago. Its hard to believe we have been plodding along for so long!
Four years and £35464 cleared off the mortgage :j:j

BlueMoo

:T:T:T:T:T:T:T:T:T:T

That's all I have to add really!

Muser1

Wow nearly 36k! Amazing. x

wantabetterlife

Thanks Bluemoo and Muser.
Ok so here we are in 2014, another payment cleared and we are at £125175. Things are very tight this month due to spending far too much at xmas but am hoping to be on an even keel by the end of the month.
I am now back at work and looking so forward to getting paid again!
On the positives took two bags of clothes to the recycler today and got £8 and found £35 in a coat pocket.
On the negatives two kids birthday presents to buy, ended up getting them in the sale and cost £16.50.
I phoned up the mortgage company for BTL property, which has been on interest only for eight years to see if there were any mortgage deals available to us. The only deals available were at a higher interest than what we currently pay so I have agreed to increase the payment from £534 to £695 so we will be paying off around £160 per month off the capital. Its not great but we have to start somewhere.
Heres to good things for everyone in 2014 (sorry smilies aren't working)

norfolkdream

Hi WABL,
I'm a newbie but an oldie, we have spoke in the past on here and I am just reading through members that I remember.
Thought I would pop in and say hi (trying to get my post figure up lol) cant say who I was on here though as had a stalker

wantabetterlife

Hi Norfolkdream..I think I have figured out who you are don't worry! I really need to update this diary because I am so much more motivated when I do but have just got a bit lazy. Are you going to start a new diary?

norfolkdream

Yes I have I became a bit slack too, though still working in the background

wantabetterlife

oh that's good ND I will go and look at it now :j.


Right time for a little update...WE ARE NOW IN THE 124'S!!! £124,793 to be exact.
We have booked a family holiday to Eurodisney in the summer so need to be careful with the spending between now and then as I have heard it is very expensive when you are there.

CathT

That's great WABL, it can be hard going after Christmas but that figure is coming down nicely and you have a lovely break to look forward to.