£161,044.25 reasons to be mortgage free

sjlou

Hi WABL

Ive just sat and read your diary through from the start, well done on all your OP's!

Me and the OH have been in our house only 6 weeks now (after 5 years in our previous house), so once we've done some more decorating we can start OPing again.
We did get addicted to recieving the letters from nationwide on our last mortgage updating us on the revised term!!

Current Mortgage balance.... £173,315
Daily Interest.... £20.70 eeeek!

wantabetterlife

Thanks for popping by sjlou...when you get sorted you will have to start a diary and we can keep eachother motivated

Bootomortgage

Wow want a better life- just read the entire diary. We're in a similar position to where you were when you started- you've achieved so much in 3 years! Massive congratulations!

I started a diary the other day- haven't done anything since then though- but today's the day. Thanks for the inspiration!

wantabetterlife

Thanks for the encouragwment BTM and goodluck with your plans too.
I Finally managed to list a few items on ebay...only made £15 but have just paid this off the mortgage :j:j

Mortgage_Reduction_Novice

wantabetterlife wrote: »

only made £15

Oh don't... now I feel silly for being pleased with £2.22 from Quidco today! Any amount helps!

gallygirl

Mortgage_Reduction_Novice wrote: »

Oh don't... now I feel silly for being pleased with £2.22 from Quidco today! Any amount helps!

Crikey, feeling positively rich here with my £2.92 :rotfl:

CathT

I better not cashout and OP my 15p from TCB - you'll all laugh!

wantabetterlife

Oh Stop it..your making me feel rich :rotfl::rotfl:

wantabetterlife

Havent made any more overpayments but have had a good week budget wise.
Taken lots of DDS old clothes out of the attic and washed them ready for ebaying...they are winter type clothes, so will list them in a few weeks when the weather starts getting colder.
OH has started eating porride recently and asked me to get those sachet ones...i could not believe the inflated price of these in the supermarkets :eek: Instead i got a big bag of porridge for £1.40 that will last ages...the kids are all eating it now too. So that will be a few pounds saved on the cocopops and frosties etc.

wantabetterlife

We are now in the 133's :j:j, balance is £133920 and we only have another 2 months on our current deal and then we go onto SVR so the interest rate will go from 4.99 to 3.99 :D