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£161,044.25 reasons to be mortgage free

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  • I know what you mean Fi, i dream of having hundreds of pounds sitting in the current accout for us to do whatever we want with! I find having a wishlist of places to go to really motivating and my husband constantly has new ones to add. We also want to go on a family holiday to disney world florida and i have always wanted to go to canada...not asking for much am i :rotfl::rotfl:

    In preperation for the dreaded return to work i spent yesterday batch cooking sausage casserole and chicken curry which is now in the freezer and will be so handy on the days i cant be bothered cooking...which happens to me on a regular basis ;). Tomorrows batch cooking is going to be beef casserole and salmon and broccoli bake.

    Treated myself to a curling wand today...was on sale in argos for £20 and thought it would be good as a long term investment :D. We have a wedding reception in a couple of weeks and i want to get my hair curled...it costs £15 in my hairdressers...so in the longrun this will save a fortune. Had a wee practice run tonight and it actually turned out quite well for a first attempt...the heat glove thing takes a bit of getting used too though and as a result i have a few singed finger tips.

    Because i have basically been pregnant for the last two years i had absolutely nothing suitable to wear and ages ago i seen a dress in coast that i loved but it was almost £100. Decided i would take a look on ebay and got one for £20 and a pair of sandals to match for £6.50 :j:j.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Well done you for discipline. I have a wedding in September too and tried going around House of Fraser, trying to justify why I deserved a Karen Millen Dress. I tried it on and thank God it was too tight. I went straight onto ebay soon as I got home!!!
    Mortgage Balance
    10 August 2011 £238863.97:eek:
    Aim: £220500 @ 10/08/12
  • Hi Fi, so its not just me that is an ebay fanatic then :D, i have saved a fortune over the years buying and selling stuff on it. The problem is when i start buying things i tend to get a bit carried away and the competitive streak in me doesnt like to get outbid on anything :rotfl:

    Didnt manage to do anymore batch cooking but i did manage to clean and sort the two large saucepans drawers, the cupboard with the dishclothes and tea towels and the main kitchen cupboards. I love it when my kitchen cupboards are all clean and organised...very sad i know :D.
    Tomorrow i am definately batch cooking and tackling the hotpress as it is really bugging me at the minute...if you open the door to get a towel everything starts falling onto the floor and the whole thing is a mess.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • I'm into batch cooking too!!! Made a large pot of goulash last night in my slow cooker and just getting ready to pack it into freezer bags before I go to bed.
    :)
    Mortgage Balance
    10 August 2011 £238863.97:eek:
    Aim: £220500 @ 10/08/12
  • oohhh goulash...havent tried that one...in fact im not sure i even know what it is :rotfl:
    Today i batch cooked two family sized salmon and brocolli bakes...these are a favourite in our family. Also cooked a large pot of potatoes, mashed them and portioned them into containers so that i will have an emergency supplies of ready made mash for a few days.
    I managed to completely sort the hotpress and it looks wonderful...as wonderful as a hotoress can be that is. I have actually opened the door a few times on the way past just to admire the neat stacks of towels etc....think i need to get out more :D
    Need to get a few school uniform bits for DD tomorrow so im sure i will be a few pounds lighter after that experience.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Wow working really hard. Goulash is a hungarian stew, really cheap and yummy. I will post recipe when I come back. I have never made salmon and brocolli bake actually, my kids love salmon. It will be one to try def
    Mortgage Balance
    10 August 2011 £238863.97:eek:
    Aim: £220500 @ 10/08/12
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the batch cooking, it's definitely worth doing. I often find if I don't I end up putting the oven on for one piece of chicken etc, what a waste!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Thanks for the support cath, it is a real pain at the time but i know i will be so glad i have the meals in the freezer when i am back at work.
    Yesterdays efforts were 2 portions of beef casserole done in the slow cooker....smelt absolutely gorgeous and today i made a big pot of homemade soup and potato and portioned them out for DS dinners to take to the childminders.
    Yesterday i took a bag of clothing into town to one of those clothes recycling places...it was really old worn stuff that wouldnt be any good to anyone and i got £5.20 for it...i have loads more stuff i can get rid of and it is definately easier to keep the house clean and tidy when it is less cluttered...so a win win situation.
    This is on my to do list tomorrow as i have to go into town again on tuesday i will bring whatever else i have to the clothes recycler :D
    The dress that i bought of ebay arrived yesterday and it is lovely but really needed dry cleaned so i have left it in...i didnt realise how expensive drycleaning is. a knee length dress is £10 :eek:...thank goodness i hardly ever go to the dry cleaners
    The rest of DDs school uniform has been bought and cost £24, so not too bad.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Hello everyone..i have survived the first couple of days back at work after being on maternity leave for nine months...it has been a bit of a shock to the system and i feel really tired already and i have only done two days :eek:. I spoke to my manager today and she has allowed me to reduce down to 4 days a week on a temporary basis for a couple of months so this has taken a bit of the pressure off.
    This month i am concentrating on clearing the balance on the credit card which is about £800...it is usually only a couple of hundred but as i was on SMP it crept up a good bit. However it is cleared everymonth so we dont incur any interest on it :D.
    I am hoping by next month we will be back on an even keel and will be able to start overpaying and saving more...i only have 7 more payments left on the loan for my laser surgery so that will free up an extra £83 per month.
    A few days ago i got my student loan statement in and i owe them just less that 4k,,,i was delighted to see that i only paid £35 in interest for the whole year :D...i would really love to get this paid because if i did go to 4 days on a permenant basis then my wages would still be fairly decent. Decisions decisions..........
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • I missed you being back at work already with being away. It does sound like you prepared well for it before you went, but nonetheless a shock to the system eh?

    4 days does sound good if it works for you. Better to take some pressure off if you can.
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