£161,044.25 reasons to be mortgage free

Froggy-G

wantabetterlife wrote: »

£5.00 paid from quidco so have added this to the tenner i saved on the groceries and have made an online payment of £15.00 to the mortgage

Went to lidl yesterday and stocked up on nappies

My aunt has her own hens and brought me down a big box of eggs ....think i will make omlette for dinner to use some up....am determind not to throw any food away

Received £42.50 worth of boots points today in the post. This has come mostly from ordering Xmas presents from boots.com. We dont have a shop with the kiosk near us so i phoned them and they agreed to post them out to me. The plan is that i will use these to buy formula/nappies etc and then transfer the money they would have cost to the mortgage :j

Cashback on my credit card is over £80 now and i will receive this at the end of the month i think and will put this towards another o/p.

Thats it for now, hope everyone is well!

Well done on all your efforts towards mortgage freedom!! This is very impressive! :j
A nice quiche with your eggs would be great too! 3 eggs, 150g of low fat cottage cheese, salt & pepper, whatever filling you fancy (bacon, ham, cheese, leeks, mushrooms, tomatoes, peppers...).. All in an oven dish (grease it first) then 25/30 minutes in the oven (180 to 200c depending on your oven)..no need for pastry either!!

Cheers
Froggy

cha97michelle

Great recipe Froggy g - nevcer thought of putting cottage cheese in quiche before. Sounds great.

WABL - the small payments definitely work, so keep at it hun and you will get there.

paycreditreport

mostly i do is that do [FONT=Arial,Helvetica,Geneva,Swiss,SunSans-Regular]Mortgage Payment Schedule Calculator [/FONT]first for my mortgage.

wantabetterlife

Oh froggy that recipe sounds lovely, will definately try it as the reason i havent done a quiche before is i wouldnt have a clue how to make the pastry!

Thanks for the encouragement froggy and michelle, the little payments are about all we can manage at the minute as i am on maternity leave and go on to half pay plus SMP this month :eek:

Going by the news its sounding like interest rates are going to rise soon, we only have £17439 of our mortgage on a lifetime tracker so it wouldnt affect us too much, but obviously any increase at all affects our budget!

cha97michelle

We are the same. It won't have a huge effect like for those on bigger mortgages, but it will mean the budget has to change as the room for flex is not there. I'd rather the money went on overpayments than paying the normal payment, but it will be what it will be. At least DH got a pay rise so there is more wiggle room than there was for us.

pammyj74

Well done on your hard work, and I too am a quiche making virgin, in fact an omellette making virgin too I really should try to make them.

yukkibear

I am rubbish at making omelettes so I got a micrwave omelette maker. It's fab

cha97michelle

I just make DH make omlettes as mine turn out like scrambled eggs. He swears by cooking on a low heat for a long time. I am too impatient and hungry usually.

Quiche is not hard. I just buy ready made pastry usually and then tip a mix of egg/dash of milk/onion/pepper/meat sometimes, and then grate cheese on top. Froggy's version sounds a lot healthier.

Froggy-G

cha97michelle wrote: »

I just make DH make omlettes as mine turn out like scrambled eggs. He swears by cooking on a low heat for a long time. I am too impatient and hungry usually.

Quiche is not hard. I just buy ready made pastry usually and then tip a mix of egg/dash of milk/onion/pepper/meat sometimes, and then grate cheese on top. Froggy's version sounds a lot healthier.

Quiche is an adaptation of a Slimming World recipe Very low fat, very filling.. My nephew & nieces love it, its very easy to hide veg in it too!
As to omelettes, all is in the pan.. Once you have a great pan, then you will crack it.. Tefal is best... Pan must be very hot to "seal" the omlette, then its very easy to roll it..

Any questions, just ask!

Froggy

wantabetterlife

Thank you everybody for all your omlette making advice:D, well it actually tasted lovely, didnt look that great...........more like scrambled egg as michelle said if i am honest. Must have been ok because everybody ate it and there were no complaints.

I think i will try and make one about every two weeks for dinner....anymore and i will get sick of them. I love the way you can use up anything you have in the freezer or a handful of frozen sweetcorn etc...kind of like a "free dinner" if you see what i mean.

And Froggy you were right they are really filling......we had dinner about 5.30 and usually at this time i am peckish and munching on a bowl of cereal, but not tonight...dont feel hungry at all ........although that could be because of the homemade chips we had with the omlette...:rotfl:.

Bit of a financial dilemma in my head at the minute.....advice appreciated...
I have been really short sighted for as long as i can remember....imagine jam jar type glasses....except i wear contacts most of the time.
For years i have wanted to get laser surgery done and am going for a consultation at the end of the week....they have already estimated the cost to be around 2.5k judging by my prescription.
I just dont know wether or not i can justify this type of expense on something that is not essential.
However if i dont get it done i will definately need new contacts and glasses very soon which will cost about £400 anyway....emmm not sure what do, i would just love to be able to wake up in the morning and actually be able to see!!!