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2010 The Year of Doodledo's new beginnings :)
Comments
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millyscarlett wrote: »Hi Doodledo - I have a feeling that if you edit your first post and click on 'go advanced' then it gives you the option to change the title - I'm sure that works anyway;)
edit: yes it does work, have tested it out on my own diary!!
Yay thanks for that :T was really beginning to annoy me lolProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Jo it was very boring it said "od" rather than "of" but you know when it bugs you so much that all that you can see that was my problem lol.
Thanks for dropping byProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Have my nieces coming over today. So will have three little princesses trashing the place, love it though
So won't be up to too much today so will give me chance to do some bits and bobs.
Need to get back on Dooyoo so will do that today as I am quite close to another £50 payout. Which will be a nice addition to the savings fund.
I really need to look into ISA's might post on the savings board. Not sure whether to start one now or wait for the new tax yearProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Merry Christmas and a happy new diary Doodles
I subscribed when I got back from Scotland yesterday evening, but my eyes were too tired to type anything sensible after 5 days of not using a PC!
Not too sure about whether Dooyoo is any good these days? I gave it up after being its biggest advocate because of the fact that it was taking literally months to add suggestions. If that's been fixed it may be worth another pop..
As for the ISA - of course you should open one in this tax year! Assuming that the money is being used for mid-long term savings (i.e. a generous payment towards your new mortgage) an ISA is ideal. Remember that any money up to £3600 that you pay in before the new financial year will be tax free and protected from tax in future years, too... Legal and General were top of the leader table a couple of weeks ago, but shop around as usual.. Also, the cash amount you can save goes up to £5100? in the next financial year (it went up already for over 50s).0 -
Morning Ed did you two have a nice break?
My thoughts with Dooyoo were I am only a couple of thousand away from my £50 so would be silly not to try and get that at the very least.Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
My thoughts with Dooyoo were I am only a couple of thousand away from my £50 so would be silly not to try and get that at the very least.
Certainly - it's like throwing money away if you get to that stage and then give up0 -
True and I have done quite a bit of throwing money away as it is the last few months
:rotfl:
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi doodledoo - found you again! Admirable list - like cafcgirl says challenge now it to break it down into manageable goals! Really do need to do one myself but (runs away and hides instead)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Ohhhh new diary.
I have one too that you MUST read!!!
http://forums.moneysavingexpert.com/showthread.html?p=28256301#post28256301
I need to put my goals on it though too!Now a SAHM trying to earn some spare pennies each month0
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