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2010 The Year of Doodledo's new beginnings :)

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening one and all and Happy New Year :D

    I had a fab night last night, was a little party with close friends and families including the kiddies, can't think of a better way to bring the new year in. Downside was I got to bed at 5am :eek: I am definately getting too old for that lol.

    So today has been a bit of a wasted lazy day but I am just getting my stuff sorted for my nice new shiney "me" plan for 2010.

    I have just set up my PC upstairs as it has all my Ebay accounts, stock lists etc saved. I hadn't even plugged it in since I moved in here. So just sorting that now and will be off and running to get back listing some bits tomorrow :)

    I have bought myself a nice A4 diary from the pound shop :D in which I am going to list everything I want to do each day and the idea is that I can not turn the computer on until the list is completed. I have got into an awful habit of spending my whole evening on MSN or Facebook :o which doesn't make for a productive doodle.

    Have a lovely list of money making ideas to trawl through, a list of jobs that need doing round the house and other things which need doing that I haven't got round too. It's weird but I always feel better when I have a list and I can cross things off lol.

    Being organised used to be my thing but since splitting up I have let it slip big time including me forgetting peoples birthdays :(

    Thinking back to when we were really in debt I was working full time, running the house, my daughter, a husband and a thriving ebay business. Now I don't seem to be doing any of that lol.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • edinburgher
    edinburgher Posts: 14,566 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have bought myself a nice A4 diary from the pound shop in which I am going to list everything I want to do each day and the idea is that I can not turn the computer on until the list is completed. I have got into an awful habit of spending my whole evening on MSN or Facebook which doesn't make for a productive doodle.

    Brilliant idea Doodle :money: Also, I'm allowed to be up past 8pm online as it's not a school night ;)
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Ahh yes of course silly me :p
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    doodledo wrote: »
    I have bought myself a nice A4 diary from the pound shop :D in which I am going to list everything I want to do each day and the idea is that I can not turn the computer on until the list is completed. I have got into an awful habit of spending my whole evening on MSN or Facebook :o which doesn't make for a productive doodle.

    Good luck with this... I have tried it a million times and never ever manage to do it. I've even deleted my facebook account but that just seems to leave me more time on here :rolleyes:

    Good Luck for 2010 doodles, I hope the ebay business is successful
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    I have done nothing either since splitting up with ex so this is gonna be my year for making cash, I used to love it and am missing saving so must start again.
    Now a SAHM trying to earn some spare pennies each month
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Chick just wrote on your diary, its going to be our year £10k here we come :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy new year - and good luck with that money making!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Happy New Year SH how the devil are you??
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi doodledo

    I am doing well. Had a really nice relaxing break and managed to do some decluttering to start the year off well!

    Hopefully have had a mini lbm that my fritter / bargain spend is disruptive to our lives in creating too much clutter - and needs to stop for that reason rather than just finances.... Lets see if I can maintain that realisation!

    Hope your little one is ok and your pup - how old is it now?

    Anyway off to bed - so I will catch up more tomorrow!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    :DGood idea, I have managed to gain a little clutter in the new house, think its the fact no debt and extra room. So tomorrow I am starting a flylady de clutter bonanza starting with my wardrobe lol

    Pup is now 18 months old bless her, she is fine now, still on tablets my no reoccurences of her illness :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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