Will you Jingle Jangle in January? NSD Challenge.

slowlyfading

nsd no 5 for me

castri09_2

havent done very well today kids are off school ( because of snow) had to take some stuff up to charity shop so spent some money on the kids (slap my wrist brought some cheap plain cards to make xcard for everyone through out the year the kids are loving making the card keeping them busy) so in theory i am saving money have a great day everyone keep warm and safe

rictus123

Todays a no spend day, the only positive thing about it.

pippaaaaaaa

I would've had an NSD yesterday but ran out of petrol on the way home, so had to stick £10 on my debit card for that. I'm hoping for one today though as I have absolutely no spending plans!

skaps

ceebeeby wrote: »

Can i just check the rules - children need £1 each per school day for bus fares. This is put into a pot at the beginning of the month and they take it out as needed (sometimes there's extra left in because they'll walk home or get a lift home). I can't encourage them to walk (about 3 miles) in the winter - too dark and cold, but they'll happily do it in the summer. If they take the money out of the pot - is this a spend???

I don't think it counts, as every time i use my oyster i don't count this. Today ive done pretty well and am home early thawing out by the heater, but i had to top up 50p on my oyster. Does this count as a spend?

purple_angel_3

NSD for me today, have not been out because of snow.

purple_angel

*Jellie*

I'm not going to head out in the snow today so I'm declaring it another NSD!

debtbegone

ceebeeby wrote: »

Can i just check the rules - children need £1 each per school day for bus fares. This is put into a pot at the beginning of the month and they take it out as needed (sometimes there's extra left in because they'll walk home or get a lift home). I can't encourage them to walk (about 3 miles) in the winter - too dark and cold, but they'll happily do it in the summer. If they take the money out of the pot - is this a spend???

There's not set rules ceebeeby, whatever works for you really. I wouldn't count it as it's necessary.

Some people don't count petrol as a spend, but as I do I've had a spend day today, silly car!

Kerry_Woman

Had my 5th NSD. Too cold to go shopping at lunchtime.

rubiesr4eva

hi, first timer for this, but reckon i could do 20 nsd a month! saving for hols and home improvements!! wasted far too much last year!! also paid off debs debt, got £55 left with next and £650 overdraft!! all to be cleared this year! any motivation appreciated! thanks guys