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Vote for the worst creditor of 2009!

124

Comments

  • eira
    eira Posts: 611 Forumite
    Barclaycard for bullying/incompetence/ and knitting up accounts and sums I just don't owe.Also for a network of addresses and phone numbers that make it impossible to get any sense from anywhere. I wish I'd never heard of them let alone used them.

    And the 'caring/sharing/ ethical' Co-op for bully tactics. I choke when I see their ads-don't even use their shops anymore
  • eira
    eira Posts: 611 Forumite
    If anyone has any tips for dealing with Barclaycard it would be much appreciated-am going to send next correspondence to 2 addresses obtained from forums.
  • mozzyc
    mozzyc Posts: 2,765 Forumite
    LLOYDS TSB

    Without a doubt. Their constant tactics of adding extremely high charges and interest to accounts, that end up being just as high or if not higher than the payments made each month via the dmp is a joke. And customer service - non existant. The only person you can speak to for help is a nameless faceless person on the other side of the world. Their collections department is ruthless, and usally at no help what so ever. As long as they keep getting your money for years and years to come, they're happy.
    DFD February 2012 :D
    Baby Boy Born February 2012 :smileyhea
    Newborn Thread Member :heart:
  • bertman
    bertman Posts: 275 Forumite
    HALIFAX - for pretending to help but all the time adding late payment fees and overlimit fees to my credit card.

    Halifax really are a bunch of d*cks.....

    To think OUR taxes are helping prop up the banking industry............
    Debts as of June 2012 - £68,986.35
    Now £27,470.20 :T
    57% of debts cleared:beer:
  • mozzyc
    mozzyc Posts: 2,765 Forumite
    LLOYDS TSB!!!!

    They deserve a second mention from me!!!
    DFD February 2012 :D
    Baby Boy Born February 2012 :smileyhea
    Newborn Thread Member :heart:
  • MBNA... awful, awful company. They increase the amount of credit far too easily, and then once you have run it up and are trapped the interest rate shoots up to about 35%. I think the minimum payment is also tiny. Definitely the worst of the credit card companies out there.
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    Lloyds :mad::mad::mad::mad::mad::mad::mad::mad:hate them. Don't understand why these sh%%ts get away with their banking practice. No matter what you pay them via DMP most of it get swallowed up by interest. Totally heartless bunch :mad:
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Yep, MBNA. Just put my rate up to 34.9% after deal came to an end.
    LBM Jan 2010. DFD 2016. :think:
    Paddle No. 5.
    Debt at DMP start (May 1st '10) £54.9k, as of 1st Oct '11 £33.2k. 40% cleared.
    (3 F & Fs down, 5 to go!) :T
  • welcome, i am very surprised they have only had one mention! lol
  • savingmummy
    savingmummy Posts: 2,915 Forumite
    Debt-free and Proud!
    studio catologue for me :( Nightmare customer service and HUGE charges and also false ones - that took an age to reclaim!!
    DebtFree FEB 2010!
    Slight blip in 2013 - Debtfree Aug 2014 :j

    Savings £132/£1000.
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