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Vote for the worst creditor of 2009!

135

Comments

  • nanna58
    nanna58 Posts: 971 Forumite
    :mad::eek:Did someone say Barclaycard? How dare you run down such UNHELPFULL THICK DULL OF UNDERSTANDING BRICKWALLLS AS THEY ARE (get the joke) my god that is just what they are .Sent for my statments, the 40days expires on monday, as yet no sign of them, but heres the kick had my statement today and guess what there is an extra tenner on my last months payment.Now i presume this is the cheque i sent off to pay for my statements.Have i got the energy for another battle ? Dont know!!!!!!

    1st Credit next

    B card

    1st credit

    B card

    Recurring pattern


    Happy New Year to you all xxxxx
    form filler extrordinaire
  • Halifax for me and the poxy letters I used to get from their Retail Collections Team all the time (Charlotte Gurnell always had her name on them but I'm convinced it was a made up one as she never responded to the 50 or so recorded delivery letters I sent her!)

    I've been to Court with the Halifax and won on two occasions. Despite this, I had some little 'insert name for genitals of your choosing' phone me up and ask me to repay a £16 overdraft, despite the Customer Services Team following the Court application advise they were crediting £4k to my account the following day. The little man's appendage who called me a liar when I told him about the settlement and said, "Ah've got nuffink on ma system telling me that" and so called me a liar again. I was physically shaking with anger at this repugnant little dog's danglies that I called him every name under the sun over the phone. Not the way I like to do business, but when someone calls you a liar over something like this, and the death of your father which led to the court case, then they deserved it.

    I"m probably still used as customer training in there!
    Almost debt-free, but certainly even with the Banks!
  • helsee
    helsee Posts: 119 Forumite
    for reasons to long and numerous to go into here.....Halifax for me.
  • Rainstar
    Rainstar Posts: 19 Forumite
    Part of the Furniture Combo Breaker
    VANQUIS with their already extortionate 39.9% APR and increasing it to 47.89% for missing a payment, there twice daily landline phone calls in adition to a daily email, text message and phone calls to mobile.

    They are also extremely patronising and continued to ring after i'd made arrangements to pay them on a certain date :/
    My Lightbulb moment happened on 28th December 2009
  • Halifax/Blair oliver scott, What a bunch of W****rs, they were the only credit card company (of which i had five chasing me) who issued a CCJ. For that i will never ever ever use Halifax again. (tell a lie, i would use their glossy leaflets and other glob, to line the cat litter tray!
    DFW Nerd no. 1191;)
    Maximum Debt £33k in 2007 :eek: all on CC's (I know, lesson learned; never consolidate and not cut up the cards!)
    Now completely debt free, but it was a double edged sword :(
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    Lloyds, for persistently sending letters to my old address despite providing them with my new one (repeatedly), then finally writing to my new address to tell me they had no record of my account...
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • cydney65
    cydney65 Posts: 830 Forumite
    Part of the Furniture 500 Posts Combo Breaker Stoptober Survivor
    My vote goes to HALIFAX.

    I closed my current account, filling in their lovely little form to confirm that I didn't want an account with them. They lost the form, charged me interest, didn't inform me, lost the next form, charged me more interest, black marked my credit file, charged me more interest, were rude and vile on the phone, finally admitted it was their fault, wrote off the interest and then refused to remove the wotsit on my credit file...barstewards.

    They also mis-sold me PPI on my credit card but at least they were pretty efficient when I claimed it back, but I still :mad: them.

    CydneyX
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
  • Halifax for their scummy actions in debt collection.

    Vanquis for their total lack of customer care.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • katkins2
    katkins2 Posts: 65 Forumite
    Lloyds tsb, Lloyds tsb and Lloyds tsb ARGHHHHHHHHHHH!!!!!!!
    LBM 22/7/2009
    DMP start 01/9/2009 :eek:£35686.00 :eek:
    DFD September 2017
    25/3/2010 - New DFD August 2018 :eek:
    20/7/2015 - New DFD January 2017 :cool:
    DEBT FREE August 2016!!!!:beer::j
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Capital one imo,so annoying to deal with.
    Work in progress...Update coming July 2012.
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