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MSE News: CONFIRMED - OFT gives up bank charges battle

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  • gobbo
    gobbo Posts: 96 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    moo_cow wrote: »
    But I never wanted those solutions. you suggested them. I've only ever asked why I should have to. which is a fair comment. i didn't agree with something you said earlier but I gave you the benefit of your comment by stating 'a fair comment'. I never chose to attack you. I only came on here to offer the support of a fairer system. all you have done is attack and pick holes in everything i've stated about my own personal circumstances. why attack? I don't get it. we're all different. what's perfect for one may be totally wrong for another. no need to force your own 'this is the way to do it' attitude on someone else. some of my friends do things which would be bass ackwards for me and vice versa, but isn't that what life is about? we're all different which is why there are things within the banking system which so obviously need addressing. I haven't incurred any other charges since they stopped putting them on for the '3 in one go offences' mentioned. so clearly i'm doing something right. I just simply stated that I personally don't want a bank account and would love my husband to have a cash wage. but as that's not possible we have to have a bank account but let's make it work. As i stated with my EON encounter a couple of months ago. A headache I had to sort out. If I didn't have to have a bank account this wouldn't have happened. simple as!
    if you don't want solutions what is the point of you complaints ?
  • moo_cow
    moo_cow Posts: 281 Forumite
    what is the point of you????


    :rotfl:
  • gobbo
    gobbo Posts: 96 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Now thats a well thought out question or idea !!

    moo_cow wrote: »
    what is the point of you????


    :rotfl:
  • moo_cow
    moo_cow Posts: 281 Forumite
    gobbo wrote: »
    Now thats a well thought out question or idea !!


    yes, that's exactly what I think when I read your comments
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:



    I also note the lengthy gap to answer even when still showing as logged in. You must really be scratching your head in desperation.
  • Manner
    Manner Posts: 25 Forumite
    I think alot of the charges go to pay these bankers bonuses my son was sold a mobile phone insurance when he opened a loyds bank account they tried to take the monthly premium out before he paid any money in and it put him a couple of pounds over drawn now he stands at 1200 pounds over drawn all bank charges because he refused to pay them.
  • moo_cow
    moo_cow Posts: 281 Forumite
    edited 28 December 2009 at 9:41PM
    And by the way, Just for the record, please go back over my posts and take the time to realise that I never wanted solutions to my bank account. I came on here to join the debate. As far as I was concerned I didn't have any problems as such. you asked the questions, and I dared (goodness me!) to tell you why your way didn't suit my circumstances and what my circumstances were. I never came on here saying this is what my problem is can you find a solution. I came on here (AGAIN) to offer support to the cause. you're the one who started going on about my business. If i'd have wanted solutions to any problems I may have had what on earth would I be doing on this particular thread. Blimey! dare to say I don't want a bank account and battle commences. (by the way I note you didn't have an answer to the cheque cashing costs, could it possibly be that you were wrong?)
    Thread seems to be the word here. with you pulling and pulling all because someone dared to have an opinion of their own.
    I can't be bothered to continue this pointless nonsense with you as it seems the only thought is head, bang, brick, wall.
    Time for everyone else to have their say. or god forbid will you seize and attack them too?

    good luck to all and I hope there is some resolution soon which will be satisfactory to us all no matter which side of the fence we sit.
  • gobbo wrote: »
    This sounds a bit dyslexiaist to me.

    Everything I have said is based on fact and sound knowledge of the banking system and regulation , so I suggest that it is yourself that has no idea what they are talking about

    Now you are talking crap so when you start having an idea worth discussing then I will be happy to respond further. Until that time, you can spout what you like but your opinion is worthless if you cannot source your facts.
    Good luck to you arguing with yourself....it will be amazing.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • jkc_2
    jkc_2 Posts: 44 Forumite
    Its not just the bank charges, its what they have done with peoples money, for every pound there is a pound of debt attached to it, we have been screwed twice over. and still we are forced in to paying our wages through their systems, and charged. They bankrupt the country, how can we possibly trust them with our money. they may be a business but as far as I know businesses go out to make money not loose it.
    :A
  • gobbo wrote: »

    Everything I have said is based on fact and sound knowledge of the banking system and regulation

    I am lost in admiration.
  • gobbo
    gobbo Posts: 96 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I have better things to do than spend all my time in pointless banter with people who don't have anything better to do than waste time:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
    moo_cow wrote: »
    yes, that's exactly what I think when I read your comments
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:



    I also note the lengthy gap to answer even when still showing as logged in. You must really be scratching your head in desperation.
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