MSE News: CONFIRMED - OFT gives up bank charges battle

The_rash

Hi I'm new to this site so not sure if I'm writing in the correct place? Ive just had a read about reclaiming overdraft charges and monthly account fees, I've looked back through my bank statements and noticed I've been paying a account fee and overdraft usage fee. I'm not sure if I'm entitled to try claim these back and if so how do i go about it? Im currently in my overdraft to the full amount but as I'm on maternity leave which is less money i cant seem to get out of it which is going to result in more charges any help as to where i go from here would be great thanks in advance.

Sam_61

Hi everyone
I'm new to the forum so I'm not sure if this question has already been asked.
I'm trying to find out if I would have a chance of claiming back bank charges. I've been charged fees when two cheques have been presented but there's only enough money in the account to cover one. They bounced both cheques and charged me £70 !

Nasqueron

Sam_61 wrote: »

Hi everyone
I'm new to the forum so I'm not sure if this question has already been asked.
I'm trying to find out if I would have a chance of claiming back bank charges. I've been charged fees when two cheques have been presented but there's only enough money in the account to cover one. They bounced both cheques and charged me £70 !

If this is the FIRST "offence" then ring the bank and ask nicely and they might agree but obviously presenting cheques knowing you don't have the money to pay them is a problem and the charge is correct