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use of my address by non-resident

13

Comments

  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Bailiffs have no right to harass the debtor never mind harass an innocent member of the public. If they speak to you about someone else's debt they are breaching data protection. If a bailiff calls DO NOT let him into your home, DO NOT leave your door open whilst you look for ID, DO NOT sign anything under any circumstances. If he will not leave you are within your rights to call the police as the bailiff is trespassing.

    This is the website of Herbie21 who advises on the DFW board, well worth a read if someone shows up at your door and you are not sure what to do: http://www.bailiffadviceonline.co.uk/
    If you are being harassed by telephone read this: http://forums.moneysavingexpert.com/showthread.html?t=741653
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Sammy85_2
    Sammy85_2 Posts: 1,741 Forumite
    Fire_Fox wrote: »
    Bailiffs have no right to harass the debtor never mind harass an innocent member of the public. If they speak to you about someone else's debt they are breaching data protection. If a bailiff calls DO NOT let him into your home, DO NOT leave your door open whilst you look for ID, DO NOT sign anything under any circumstances. If he will not leave you are within your rights to call the police as the bailiff is trespassing.


    Just like to add...

    DO NOT leave any windows open that they could fit through either!
    :jProud mummy to a beautiful baby girl born 22/12/11 :j
  • RobertoMoir
    RobertoMoir Posts: 3,458 Forumite
    Part of the Furniture Combo Breaker
    Sammy85 wrote: »
    Just like to add...

    DO NOT leave any windows open that they could fit through either!

    Why? It isn't like they have any right to enter the property under these circumstances.
    If you don't stand for something, you'll fall for anything
  • Sammy85_2
    Sammy85_2 Posts: 1,741 Forumite
    Why? It isn't like they have any right to enter the property under these circumstances.


    I wouldnt take the risk, better to be safe than sorry.
    :jProud mummy to a beautiful baby girl born 22/12/11 :j
  • RobertoMoir
    RobertoMoir Posts: 3,458 Forumite
    Part of the Furniture Combo Breaker
    Sammy85 wrote: »
    I wouldnt take the risk, better to be safe than sorry.

    If a bailiff enters your property without your permission and you're not the debtor then the only person who will be sorry would be them. It's important to be careful, but its also important to realise what rights we have and what rights "they" don't, and to be comfortable with those facts.
    If you don't stand for something, you'll fall for anything
  • Sammy85_2
    Sammy85_2 Posts: 1,741 Forumite
    If a bailiff enters your property without your permission and you're not the debtor then the only person who will be sorry would be them. It's important to be careful, but its also important to realise what rights we have and what rights "they" don't, and to be comfortable with those facts.


    I'm not disputing what they are allowed or not allowed to do, or the rights of either party.

    A thief isnt allowed to enter your property, it doesnt stop them though.
    :jProud mummy to a beautiful baby girl born 22/12/11 :j
  • BASFORDLAD
    BASFORDLAD Posts: 2,418 Forumite
    I suspect people are getting baliffs confused with debt collectors, whom have no powers....
    For everthing else there's mastercard.
    For clampers there's Barclaycard.
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 13 March 2010 at 11:45PM
    BASFORDLAD wrote: »
    I suspect people are getting baliffs confused with debt collectors, whom have no powers....

    I don't think anyone is confused. AFAIK only court-appointed bailiffs have the absolute right to enter a debtor's home. However any licensed bailiff can enter a debtor's home with their consent. Leaving the door or window open constitutes an invitation, once they have been in, once you have signed a walking possession, it is easy to levy on your goods.

    Of course no bailiff has the right to enter the home of someone other than the debtor, but if an individual bailiff were unscrupulous ... he might lie to get inside your home, he might lie to get you to sign a walking possession. If you read the DFW board this does happen, luckily many bailiffs are professionals and will leave if you show ID or simply ask them to.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • RacyRed
    RacyRed Posts: 4,930 Forumite
    1,000 Posts Combo Breaker
    BASFORDLAD wrote: »
    I suspect people are getting baliffs confused with debt collectors, whom have no powers....


    No, I don't think we are confusing them. They appear to speak different languages to each other for a kick off! (as in "polite but threatening" or "rude and threatening"):(
    My first reply was witty and intellectual but I lost it so you got this one instead :D
    Proud to be a chic shopper
    :cool:
  • RobertoMoir
    RobertoMoir Posts: 3,458 Forumite
    Part of the Furniture Combo Breaker
    BASFORDLAD wrote: »
    I suspect people are getting baliffs confused with debt collectors, whom have no powers....

    Having been a bailiff myself, I certainly haven't confused the two. Nor has anyone else that I can see.
    If you don't stand for something, you'll fall for anything
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