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Life is throwing lemons at me....

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  • Happy new year Luc Happy_New_Year_by_xian_ated.gif I hope 2010 is amazing for you and your little family, love your new goals, I am sure the 'lemons' will be a thing of the past... :j
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    sorry ive missed this :(
    Here now though :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    heres to a happy healthy & solvent 2010 :)
    Nugs for N :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Hmmm. I don't seem to be very good at this diary malarkey...

    It's probably because there's not much happening at the moment. Other than the daily surf for jobs, a bit of Fasrmville and keeping Nathan amused Idon't seem to do much. I drafted a huge list of jobs to do around the house and so far have crossed nothing off it:o must try harder:rolleyes:

    One thing I do need to do is keep on top of the money situation this month. Should be a cheapish month foodwise as Hubbles is away a lot for work and will therefore be eating in posh hotels while I do my best to eat from the cupboards and freezer only... I forecast many evenings of veg pasta'n'pesto:p
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Humph.

    Thoroughly bored and fed up:o

    Nothing else to report.
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Luc, hope you are ok. Have the counselling sessions started yet? xxxx
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Hi Penguin.

    I'm okayish just in a bit of a rut at the minute with the weather and all:o

    Counselling starts on Tuesday afternoon. Still not convinced its my kind of thing but nothing ventured, nothing gained as they say.

    Hubbles is away for the week and I'm sort of relieved cos it means I don't have to try and be upbeat all the time (bloody exhaousting I can tell you!) but bummed cos I'll miss him (obviously):o:o
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The weather is enough to get anyone down at the moment I would think. Fingers crossed that your counselling session on Tuesday goes well - hopefully once you get going on it you will find it useful and relevant to your situation. Do be sure to give it a fair go though - it's likely that at first you may feel like not going back, I would suggest.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Just received a leccy bill for over £1,200:eek::eek::eek:

    When I managed to pick myself up off the floor and read the bloody thing it turns out the person who read my meter got it wrong and added about 10,000 units to my usage:rolleyes: !!!!!!

    Anyway a nice lady on the phone fixed it all for me and we now have a bill of roughly £20. Much better!
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Lucifa73 wrote: »
    Just received a leccy bill for over £1,200:eek::eek::eek:

    When I managed to pick myself up off the floor and read the bloody thing it turns out the person who read my meter got it wrong and added about 10,000 units to my usage:rolleyes: !!!!!!

    Anyway a nice lady on the phone fixed it all for me and we now have a bill of roughly £20. Much better!

    :eek::eek::eek::eek: ... phew!
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
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