Debate House Prices


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2.5 Million Families on £100k/year Don't Feel Rich

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  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    Cleaver wrote: »
    We bought in 2004 and we're fine thanks. We looked at what we earned, did a conservative assessment of what we thought we'd earn in the future, ensured that we didn't overstretch ourselves with a property we couldn't afford and looked at what our mortgage payments would be at a variety of interest rates. We also did cacluations to work out whether we could still pay the mortgage if one of us lost our job and then also built up a reserve fund of money incase the worst happened

    Obviously we did all this because we have a sense of responsibility for our own lives. It would have been easier to not think about any of the above and simply blame an abstract concept of 'leftys' if things went wrong for us.
    Yes, but the rampant price rises then made things much more difficult for those who bought in the following years.
    Happy chappy
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I could earn £1million/year and get another £1million in bonuses... but I'm so lovely everybody would be really pleased for me :)

    :( But I don't.

    Oh - and Bendix .. it's not as simple as trying and keep trying. Many people try and try again, for years, just miss some magic ingredient. Maybe some knowledge, or a contact, or something ... success is rarely due entirely to the person receiving it. Nothing's black and white.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    bendix wrote: »
    Maybe I get the abuse because I'm so charming with it . . . ?

    Yes, that must be it.

    Aha, and you ARE always right! ;)
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I found it pretty hard to maintain income while in a coma!
    You see, it's this type of slack attitude that is meant when people say they work hard for what they have. What about the film rights to your story?? Think! Think! You just didn't work as hard as others, clearly.

    :P
    luck is relevant
    The three Ls, no, not location, location, location.... but:

    - location
    - luck
    - licking the right 4rses :)
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    What about the film rights to your story?? Think! Think! You just didn't work as hard as others, clearly.
    I hope you are not suggesting I've reached the end of my story already?:eek: (do you carry a sithe?)


    The three Ls, no, not location, location, location.... but:
    lostinrates
    life
    and
    love
  • bendix
    bendix Posts: 5,499 Forumite



    I found it pretty hard to maintain income while in a coma! I continued to find it hard when I was awake, but couldn't walk or talk. I could earn now. In fact.....:) well, never mind...:o But there ARE circumstances when you can't. If you have, for example, extreme learning disabilities I would suggest your chances of earning large a large salary are diminished. I also think life just sucks sometimes and does things which render people less able in other ways.

    .

    Aint that what I said, missus?

    ;)
  • bendix
    bendix Posts: 5,499 Forumite
    edited 8 December 2009 at 6:44PM

    Oh - and Bendix .. it's not as simple as trying and keep trying. Many people try and try again, for years, just miss some magic ingredient. Maybe some knowledge, or a contact, or something ... success is rarely due entirely to the person receiving it. Nothing's black and white.

    Magic incredient - see lostinrate's point about sheer bloodymindedness.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you are not suggesting I've reached the end of my story already?:eek: (do you carry a sithe?)
    *scythe.
    No
    All stories told are just the beginning... every decent film's now got a sequel, or six.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    bendix wrote: »
    Aint that what I said, missus?

    ;)

    I did pause for thought, knowing that you are always right, wondering if you meant ''notwithstanding'' as in ''despite''?

    Despite ;) my seeming literacy I have problems with some words still. :o:) don't tell anyone who might want to pay me.
  • Mr.Brown_4
    Mr.Brown_4 Posts: 1,109 Forumite
    edited 8 December 2009 at 6:49PM
    bendix wrote: »
    Some of us had to scramble our way up from severe poverty and social hardship to get to where we are today, by sheer willpower.
    I suppose I was what you might call 'lucky' then to be given an inheritance. What no one realises is that before then I still went to school, mostly, and had to do chores round the house - tidy your room, that sort of thing (fascists). The fact that I received a considerable (7 figures if you must know) sum at the age of 18 appears to annoy people, when it is really nothing to do with them. Although I didn't work for it as such - I was born into it which counts for quite a lot in my book. And the solicitors - arf, arf.

    So strictly speaking I didn't pull myself up by my bootstraps (I mean that's what staff are for) but most of what's left after the obligatory coke and champers binges is providing me a comfortablish retirement at the age of 23. What annoys me is the petty envy of people. I don't shout about it - but if someone asks why I have a flash car and don't work I tell them. Then they seem to get irritated.

    People are weird.
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