How much 'treat' money do you allow yourself?

eunja

Imelda - i am in London too and live very much in a culture of a few drinks after work, grabbing M&S food on the way home from work. I honestly think it is more difficult to save in London/Big towns - so much temptation in yoru path all the time!!!!!

lynzpower

I dont really have a set budget for treats, quite frankly, I dont really NEED them.
Although in saying that I do "do stuff" but its usually of the DFW variety.

I do smoke, that is my treat.
I buy bargain clothes when I see them ( they must be under a fiver or tough)
I think a haricut is a treat, which I havent had one since before Xmas *ashamed*
Ive sold most of my previous "i deserve a treat" stuff on ebay, it was stuff I ddint need, never used and was a waste of money

I feel like a right sad case is my treat this week will be me paying off 85 of my b/card. :beer:

heybigspender2006

eunja wrote:

How do you manege on £50 a month!!!

I don't get to go out.

JAMIEDODGER

hey £85 quid linz thats excellent....it is a TREAT when you see the balance go down!

wigginsmum

No I must admit, I don't go out either and I'm happy to have it that way; I socialise at home and in the garden (not really a pub/club/winebar person - been there, done that). I live and work in London too and the temptation NOT to take in packed lunches because M&S is practically next door is huge, but it's where most of my money was going. I only buy new clothes if something wears out and have my hair cut twice a year.

lynzpower

JAMIEDODGER wrote:

hey £85 quid linz thats excellent....it is a TREAT when you see the balance go down!

Cheers I know!!! Although thinking about treats I did buy an artic roll from farmfoods yesterday for 65p does that count? :rotfl:

heybigspender2006

My OH and I do entertain ourselves with the odd bottle of wine. I don't miss going out too much except for going to my best friend's village which is the best night out ever.

JAMIEDODGER

yum arctic roll, i havent had one of those for years!!! though i think that £85 to barclaycard v 65p on arctic roll is a good balance!!!

Catseyez

I would say I treat myself 'as and when'. The past few months, I've been putting as much money as possible towards my debt on pay-day. Then have some left over to cover monthly outgoings and petrol money. Any left would go towards 'treats' which I consider to be clothes, going out etc. But even then, all treats would be in DFW style - ie, clothes in the sales.

I've now reached the stage where I prefer not to spend unless I have to. I'll be debt free soon and I have already budgeted for a few treats to celebrate!

lady_fuschia

I have £50 a month for treats- but I include things like clothes and mobile phone credit as treats, whereas I know some people see them as necessities. I even transfer it to a special account to stop me dipping into money earmarked for other things! (don't trust myself!) I don't always spend it all, and if there's any left I put it into debt payments.