determinedtodothis for another year!

determinedtodothis

So I've managed to do something I haven't done in over a year....added to my debt :
I went online and paid my phone bill...the site crashed after it processed it and I thought it had gone through I now owe £33.07 - the worst bit is I don't have a bean to get me through til the end of the month really I'm not sure what to do I can't believe it, only a small amount I know but I feel sick I've come on leaps and bounds and this month I've messed it all up.

I have 3 weeks til pay day and £2.70 in my purse! Luckily I have a monthly ticket to work! It will be a very quiet month for me! I have been out today and spent £8 on shopping, I did a stock take and then brought potatoes, pasta and cheese to pad it all out, and some veg so I'm kinda healthy for at least another week - all essentials really and bought before I knew about the phone bill!

I have been on line today and claimed all my late trains which comes to £30 which is great but it normally takes 2 weeks for it to filter through and even then it will be in train vouchers so great for next month, no great for now..I'm going over my mates tonight, she owes me five pound so I will ask her for that tonight. I'm owed £30 through quidco but I changed my bank details so not sure when that will hit my account now I'm hoping this month and not next as that would just tide me over for petrol etc..I have been on and put my suit on ebay as I can't remember the password either I've been so bad this week I've let you all down...

I'm sooo annoyed with myself

LuckyBiscuit

determinedtodothis wrote: »

So I've managed to do something I haven't done in over a year....added to my debt :
I went online and paid my phone bill...the site crashed after it processed it and I thought it had gone through I now owe £33.07 - the worst bit is I don't have a bean to get me through til the end of the month really I'm not sure what to do I can't believe it, only a small amount I know but I feel sick I've come on leaps and bounds and this month I've messed it all up.

I have 3 weeks til pay day and £2.70 in my purse! Luckily I have a monthly ticket to work! It will be a very quiet month for me! I have been out today and spent £8 on shopping, I did a stock take and then brought potatoes, pasta and cheese to pad it all out, and some veg so I'm kinda healthy for at least another week - all essentials really and bought before I knew about the phone bill!

I have been on line today and claimed all my late trains which comes to £30 which is great but it normally takes 2 weeks for it to filter through and even then it will be in train vouchers so great for next month, no great for now..I'm going over my mates tonight, she owes me five pound so I will ask her for that tonight. I'm owed £30 through quidco but I changed my bank details so not sure when that will hit my account now I'm hoping this month and not next as that would just tide me over for petrol etc..I have been on and put my suit on ebay as I can't remember the password either I've been so bad this week I've let you all down...

I'm sooo annoyed with myself

We all have bad weeks, just take it as a learning experience, burry down the hatches and move on,
Think more about everything you have accomplished so far!!

you doing Great!!!!

Love and Hug's XXX

determinedtodothis

Thanks TMVen. I felt pretty angry so I sat on here and read through the success stories to try and spur me on.

I got the £5 of my mate so I still have some to raise for my phone bill I desperatley want to pay it because its the only form of credit other than my mortgage that doesn't have a default...

I want to see if I have any money on my free scratchcards and start doing those again unfortunatley my new job has those sights blocked so I don't think I will be able to do it daily but anything helps!

On the plus side I have 5 nsd under my belt for june and due to the lack of funds I reckon I might hit my target! LOL

determinedtodothis

Ok so only money front I had a tenner saved in the old scratchcard accounts so I withdrew that, hopefully with the football being on my shift at the cafe sunday will give me some tips as I'm hoping hungover people from saturdays match won't bother to cook..

Didn't achieve an NSD yesterday as I bought...wait for it..fabric conditioner...

Here to a NSW (no spend weekend!)

determinedtodothis

Ok so I have 9 days to pay day I managed to get the money together for my phone bill but I have the grand sum of £5.82 to last me till then!!

I need to get the cat some more food and put some petrol in the car. I have also run out of marg so I've got to split that money somehow!!

On the plus side I have another 4 nsd under my belt and have at least another 8 due to the financial situation!

determinedtodothis

i'm back!!!

missed you all! but i'm back and still determined!

i've still been paying chunks off so i have updated my signature. I've got a bit of a tight xmas this year but i'm hoping to make serious headway next year my dream now would be to be debt free next xmas but we shall see!

I've been doing ok but i've wasted a lot because I haven's been doing my NSD and recording them so i realised i need to keep up with my diary to keep me on track