determinedtodothis for another year!

lamarsi

well done you! I may sound overly slushy but this site really does help reading stories like yours gives me the extra kick that i need sometimes to deal with this stupid situation i've put myself in keep up the brill work!

Lewby

I have just read your diary from last year and feel totally inspired to achieve my goal of being debt free by the Olympics! I have had really motivated periods where I have been very DFW and have then slipped off the wagon several times.

I know that the DFW way of planning, controlling spending and paying off rather than adding to debt really does affect all aspects of your life and when I slip off then I know it has a negative affect on everything. I really do feel positive that 2010 is going to be the year that I make some real changes to my life - starting with getting back on here and having NSD's!!!! For the first time in months I know exactly how much money I have in my purse!

Well done for all you have achieved and good luck for this next year. I hope you won't mind me popping on to your diary to selfishly maintain my own motivation!

:cheesy:

determinedtodothis

thanks everyone for your ongoing support! stops me from giving up!

Verbatim - its good to be back, I really felt out of sorts not tracking myself on here regularly!

I have done ok NSD so far 1st, 2nd were NSD, i've earned £160 on ebay which I am pleased with and i'm looking at trading my old phone into mazuma or something

determinedtodothis

10 NSD's :T

and a free lunch today thanks to the mirror and greg's - YUM!

determinedtodothis

Another 2 NSD's under my belt So 12 down 8 to go and only a week left in January so focus is required.

I need to pop in and see justruth as I think I maybe officially loosing the race!! shocking! :eek:

I have sat and re-jigged my budget as I have decided I want to clear at least half of my debt by January 2011. thats a big fat £6260.90 and roughly £521 a month in repayments! :eek:

I am going to start walking to work, sell more things on ebay and really look at my food, i really do waste things and I'm going sit and go through the moneysaving old style pages tonight :-) and i'm looking for saturday work

banwa

:TFantastic thread - thanks for helping keep another newbie motivated

ZarZar1990

Loved your diary last year, always kept me motivated!
Will subscribe to this one

determinedtodothis

Thanks guys :-)

well the job hunt is not going too well although I have heard that there might be some shifts going in a local cafe so i will check that out tomorrow, as its sat and sun day which will leave sunday nights for me chill out before work on the monday.

danandgeorgie

What a great thread! I have only been seriously interested in sorting out the mess I got myself in for a week. I've read loads. Some great advice and information but this is the most motivational thread I have read so far!:j

Working out my soa over the next month as I don't honestly know where it goes right now!

Thanks for the inspiration!:A

determinedtodothis

Ok well I'm doing well on the NSD front - another 4 last week!!! :T

I've paid another £51 off the debts so not as much I'd hoped but..:)

I also have a trial shift at the cafe which is excellent £6 an hour plus tips and its quite a busy place during the weekend I drove past a couple of times this weekend. He is offering me the earlys shift Saturday 7am - 3pm and Sunday 10am - 3pm so i should bring home another £60 a week before tips.

This means with my current minimum of £51 a month and the basic hours I've got £291 sorted of my £521 target