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The big challenge - pay off £20k by Christmas 2010

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Comments

  • gailey_2
    gailey_2 Posts: 2,329 Forumite
    Part of the Furniture Combo Breaker
    yes catalouges scary like legal loan sharks wont be buying again once cleared!
    still make me even more determined to overpay and clear asap.
    pad by xmas2010 £14,636.65/£20,000::beer:
    Pay off as much as I can 2011 £15008.02/£15,000:j

    new grocery challenge £200/£250 feb

    KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That Very catalogue sounds scary...I'd never heard of them until I saw the amount of people on here with them.Don't know how they justify that amount of interest!!!!
  • Hi all great to see everyone working together, please put me down for £7k.


    Debt free by 01 Dec 2010.
    Barclay Loan £6000
    Barclay Card CC 0% £1800

    Andy - Manchester
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi and welcome Andy x
  • banwa
    banwa Posts: 952 Forumite
    Update

    January £2000
    February £333

    I'm redistributing the debt so figures aren't going down much. Should be more in coming months
    Debt £26k 18/10/14
  • mel19632
    mel19632 Posts: 647 Forumite
    welcome and good luck andy!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • gailey_2
    gailey_2 Posts: 2,329 Forumite
    Part of the Furniture Combo Breaker
    very used to be additions part of littlewoods/shop direct group also own great universil and woolworths online.
    they suck you in with interest free deals and very good discount codes.

    hubbys paid another £160 off 2credit cards both min payments.
    but on brighter note hes reveiwed his career plans as 1%payrise, bonus impossible to achieve so hes decided to look around at otherjobs and withdraw from sharesave 2years early so just gets back whathe paid but with bleak predictions foruk economy2010/11 imnot convinced he would have made much plus we struggling now!

    so hes got 2grand to pay off one card hoping to clear tesco card within next 3months to 0 leaving just abby cc £4500,od £2700 and aa loan -a lot need to get uptodate figure i reckon £20,000..

    i still have next,loan and bankcharges/interest to pay this month.
    focusing on very 1st as highest interest rate

    so hopefully fingers crossed by end of march we hit £5000paid 25%there so 5grand a quarter will hit target and be left with nothing but reduced aa loan.

    Been job hunting today at job centre nothing suitable around hubbys hours so will keep looking.

    hubby looked at 2nd job looked hopeful but agency messed him around!
    will keep looking andebaying like mad .

    cant wait for carboot season to make extra income.
    pad by xmas2010 £14,636.65/£20,000::beer:
    Pay off as much as I can 2011 £15008.02/£15,000:j

    new grocery challenge £200/£250 feb

    KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
  • chops22
    chops22 Posts: 650 Forumite
    £75 for me today
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Welll done everyone...lets keep it up we are going great guns x
  • Hi everyone paid £104.48 off the virgin credit card today, was meant to be paying the minimum payment of 52.24 but i dont know what posessed me to just double! Ah well at least im having impulse PAD's rather than impulse buys!

    And to all them with VERY accounts - come onnnnnn!! lets smash them!! xxx
    :j6 debts cleared since joining MSE:j
    :eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek:
    :smileyheaGetting Married 04.12.10 - The MSE way :smileyhea
    :dance: Making this house a home :dance:
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