The big challenge - pay off £20k by Christmas 2010

mel19632

The deed is done - total of £477.13 paid to Barclaycard to pay off balance and to take our debt to £9,999!!!!
Not really sure how to celebrate. Just a few more months left - can't wait!

It does make me think, how on earth did we run up so much debt in first place though.....

Moneytroubles_2

another £55 of the debts today! off to update my signature... xxx

Moneytroubles_2

another £2 of very catalogue (this is my padding debt!) as you can see by my signature the APR is ridiculous :-o

Also hoping to pay £100 to the videogrpaher later (booked for wedding which was cancelled but still have to pay) this payment will settle our debt with him - yay! will keep you posted xx

Happytogetdebtfree

hey money troublkes, good to see the numbers reducing how is your uni life and oh ?? im having a to do of a time stressed out and down about things.... what to do what to do x

Moneytroubles_2

Oh no happytogetdebtfree whats wrong? Uni is good, im on placement at the mo though so shattered from working on my placement mon - fri and then weekends at my normal job, plus all the written stuff on top!

OH is alright, happy to let me get on with debt busting lol We have decided we would like to move house, so it's an incentive to get on the straight and narrow with the debts and improve credit rating

Hows you xx

Happytogetdebtfree

Hi money troubles, like you i am bogged down with course work and as you said its hard when you work full time and have a social life as well as other things on top of that... ive been feeling alittle down about life in general and the small flat we live in, i have been saving some cash only a couple of hundred that i could put on a debt but i really want to start to feel better and i think that som ehouse improvements wouldnt go a miss they will make me feel better and also prepare it for when we put it on the market...ive already made some good inroads with my numbers, not big enough but i think if i just throw every last penny i have at debt busting im heading for a melt down in my own life.... everything seems doom and gloom and il be honest i didnt think life would be like this after we got married at least i used to think that when i was little i thought it would be all savings moving house and starting families but we are pretty limited.... OH will be starting a new job in the next few months which has the potential to add an extra 600 pound to our income if less it is still a substantial rise in monthly income, we finish paying marquee in march and my loan ends in april another extra 400, so i figured that i may half the extra income some on debts some in savings to improve the house, once its done i feel it will make me feel somewhat better about my life, every day i look at things and find a problem id feel much better if it was nice and i enjoyed it... the bigger picture is it may only affect our dfd by a few months and i think im willing to live with that.. i dont think i can carry on a life of throwing every last bit at debt im scared of what it might do to my sanity ... does that make sense.. sorry that was rather indepth :S x

taxi73

Hi all well done on what everyone has paid off....it must be a fair amount in Jan.
I have hit my £10k paid off today so am really happy about that,

all-at-sea

£7.20 off my loan today. Every little helps

NoDebtDiva

£10 towards my debt today!

Moneytroubles_2

Morning all!

Today I have paid...

£203.81 to Halifax
£2 to Very
£100 to Videographer - (Also settled this payment now - woohoo)

So total off debts today is £305.81 - yayyy xxxx