The big challenge - pay off £20k by Christmas 2010

Happytogetdebtfree

I am i have picked my next target its a cc that sometimes chips off the owed amount and other times adds to it because the minimum doesnt cover the intrest, so im going to try double that payment for now x

taxi73

Sounds like a great idea but it should be illegal that the min doesn't even cover interest..thats awful

Happytogetdebtfree

sometimes only by mere pence but its the point i guess so i will be making that little liberty disappear hehe got to keep positive, i will be doing some ironing now keeps me refreshed lol x

Happytogetdebtfree

Yay a siggy update 183.98 paid off a and l loan yippeeee xxx

Happytogetdebtfree

Siggy update, egg loan paid in full and next card paid in full yippeee me xx

mel19632

Happytogetdebtfree wrote: »

Siggy update, egg loan paid in full and next card paid in full yippeee me xx

Well done! *Opens virtual champagne*!

Happytogetdebtfree

Thanks mel hope your doing ok too xx

taxi73

Well done everyone...we are getting there.



Another £91 in savings today for me ...am going to be in the £23ks soon...can't believe it

gailey_2

Still tough going here but made a payment of 31pounds to very today as agreed so feel better.

only got 45on next so would like to clear that one.

Got overdue phonebill and need to pay as contract ended switching to payg.

over overdraft limit by 200quid just due to fees really struggling with that one.

Still need to make loan payment of 40quid and barclaycard in next week.

I dont think will have paid off as much as I liked by xmas but will keep chipping away at it.

going to ebay lots this weekend.

well done everyone else.

gailey_2

Just updated ciggy as remembered

hubby paid off 400 off loan on 15th as usual to aa
he also paid 100 off abbey
not sure how much hes paid to tesco cc will check and ammend
also not sure what his od charges and bankcahrges been this month.
mine are horrendous another 160coming out on Lloysds on teh 1st feel trapped in cycle.

Going to look into claiming bank charges back under hardship rules.

we will hit the 10grand mark in next month so half way point.

hubbys looking into claiming tax back so that may help also if he gets new job.

due to interest/bank charges and some respending due to car of doom and other things debt not sadly totally reduced by 10grand as we paid 10grand so far if that makes sense.

It does help to see a figure though as its a huge amount but we struggling on until its clear.