Difficult Decison for December; the NSD thread.

Triggles

I only made it to 12 out of 14 NSDs last month (and I am admittedly abysmal at updating my siggie!). So I'm going for 14 this month again.

Curiously enough, is this JUST me? Or does it include DH? I was going for a NSD yesterday, and he spent some of his pin money yesterday. *sigh* So did he blow our NSD out of the water? decisions decisions.....

XSpender

Woo Hoo:j Managed my first NSD yesterday:T It helped that I didn't need to leave the house:rolleyes:

Triggles I don't count it if my DH spends the bit of cash he has in his pockets. I will count it if it is money that he spends out of the account though.

XS

honey

None for me so far but fingers crossed for today!

I was quite proud of myself last night for going in to Tesco, not finding jog bottoms for DD and coming out without buying anything! Unfortunately I'd been shopping in the morning so it was still a SD!

x_raphael_xx

Triggles wrote: »

Curiously enough, is this JUST me? Or does it include DH? I was going for a NSD yesterday, and he spent some of his pin money yesterday. *sigh* So did he blow our NSD out of the water? decisions decisions.....

Personally I only count spends as thing I want to spend on, as opposed to things I need to spend on. i.e bills, dog food, food shopping (as long as I don't throw in treats!) and my sax lessons (can't learn without lessons!)
If I want to buy myself something like a book (It was half price from my fave author, but still £10 I didn't need to spend) then I add it.

If my partner wants to spend her money then that's up to her, as long as she pays her half the bills!
But we don't have a joint account so it's easy to keep the finances separate. (Which is good cos she wants a new laptop!)
So I wouldn't count it

I am aiming for a NSD today, I need to pay my water bill & buy dog food, but they are budgeted for. Should be NSD no.2

chris81418

Yay! Yesterday made it two NSDs in a row; however, either today or tomorrow will be a SD, but with careful planning, that should be my only one for a week or so.

karenccs67

No 2 for me today. I bought a couple of xmas pressies but its with money already saved and put by. This challenge has been really good for me because by now I'm usually looking for extra little treats for kids xmas and this year I havent done it. :j

starnac

well no NSD's so far. i had to pay for bus fare the 1st 2 days to get to work then today i've already spent money by buying the last few christmas pressies i needed. hopefully now i'll be able to get a few NSD's in

Daffykjs

Triggles wrote: »

I only made it to 12 out of 14 NSDs last month (and I am admittedly abysmal at updating my siggie!). So I'm going for 14 this month again.

Curiously enough, is this JUST me? Or does it include DH? I was going for a NSD yesterday, and he spent some of his pin money yesterday. *sigh* So did he blow our NSD out of the water? decisions decisions.....

We have seperate spending money and I have control of the 2 accounts (he doesn't have one at the mo) so I only consider it a SD when I've spent some of my money or joint money.

If he spends his (even if on me, like last week) I don't count it!

Have just ordered some more pressies off amazon and about to do the photobox ones next. Haven't made it to the PO but I'll do that on saturday when I've got more time and not as far to go.

CraigLoans

Got my first NSD yesterday so am off the mark for the month. Won't have any more until next week though.

Need to get myself motivated.

Changingme

Can you put me down for 15 days this month as it is December so far I have done 3nsd so am of the starting blocks.:xmassmile