AWOLTrampoline

Eagle_1

lynnexxxo wrote: »

While I agree with you in principle, if my neighbours trampoline damaged my house and their insurance was not going to cover it I would claim on my insurance.

MMMM I dunno :cool:

Currently we dont know whether insurance will cover it, also how much would it cost to repair not through insurers ?
I still feel that if my neighbour's trampoline caused damage on my property then they are liable so if that means through insurance or paying for the damage cash then they would have to sort it.
Whle I do sympathise and I may look like a heartless cow but why should I have to fork out for something that wasnt my fault and as you say it could cost a lot to repair.
Also if their insurance wont cover then chances are my insurance wont cover

weezl74

csh, sorry lovely I have nothing constructive to say, I just have to confess to you that with your new baby and all that goes along with that in the pelvic floor department, I'm afraid I made a completely different assumption from you saying you'd had a trampoline incident :D

csh_2

weezl74 wrote: »

csh, sorry lovely I have nothing constructive to say, I just have to confess to you that with your new baby and all that goes along with that in the pelvic floor department, I'm afraid I made a completely different assumption from you saying you'd had a trampoline incident :D

:rotfl::rotfl::rotfl:

SusanC_2

Don't know whether this is any help but when our car was damaged by roof slates which blew off because the landlord didn't maintain the roof properly, we claimed on our car insurance and then the insurance company recovered the costs from the Landlord's insurance policy. If the landlord had done everything they could reasonably been expected to do (i.e. had maintained the roof properly or had been unaware of it's state because we hadn't told them) then we would have lost as it would have just counted as storm damage but we argued that they had been negligent in not maintaining the roof and so in the end their insurance paid out. In your case, you are presumably expecting your insurance to pay out for it so I would contact your insurance company as soon as possible with the details. It is up to your neighbour how they deal with it but would be wise for them to do it through their own insurance company so that if yours won't pay out then they will hopefully have it covered by their own.

ChrisCobra

Great weather for trampolines now , why wasnt it packed away ?

csh_2

ChrisCobra wrote: »

Great weather for trampolines now , why wasnt it packed away ?

It doesn't get packed away. Believe it or not, the dog goes on it everyday:D:o

SkintGypsy

It happens more than you think. It is more likely to be covered if it is your negligence that has caused the damage (if you are covered for that). As someone else said, you could have fixed it down or packed it away. Winds have been quite strong these last few weeks.

You may not have foreseen the incident, however if you deny any fault then your insurers may just deny liability to your neighbours, leaving them to foot the bill and maybe you to personally try to reimburse them. Check what cover you have and be honest about the circumstances.

iwanttobeanonymous

This made me laugh with relief! I spent a hairy half hour the other night out in my back garden bungee-cording mine to the fence!

csh_2

Thanks for everyones replies, we've decided not to claim on the insurance (would have be mine if we were, and ours excess is loads) as another neighbours son is a roofer and is going to come tomorrow and sort it. Its not as bad as it could have been, in the daylight you could see the mark on the window where it bounced off!

csh_2

iwanttobeanonymous wrote: »

This made me laugh with relief! I spent a hairy half hour the other night out in my back garden bungee-cording mine to the fence!

Wish my OH had done this! Hes always saying 'must tie the trampoline to something', never quite got around to it tho.......