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Willsmum and the debt monster

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Comments

  • lucielle
    lucielle Posts: 11,602 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic, wonderful, marvellous and anything else you can think of. Thought of another one BRILLIANT.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • squizz_2
    squizz_2 Posts: 105 Forumite
    Hi Willsmum

    Just read through your diary from the start, I know what it's like to keep debts from your OH and to take two steps forward then be pushed one step back. Still you are doing very well, and it's fab that you have been made permanent!! :T

    I've subscribed so keep posting!!
    AF days in Feb 2010 - 2 :A
    No new toiletries challenge 2010 (no buying new stuff until existing stash runs out!)
  • Hi Squizz

    I subscribed to your diary a while back and you are doing fantastically well!

    Here's to more debtbusting!!

    WM x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Oooh, that's AMAZING willsmum! :D :T

    I'm delighted for you, especially after the bad luck before. I'm really in a financial pickle this month, so please send some of that good luck my way as I need it. ;)

    BTW, are you going to try to push to see how much of a raise you can get?
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • shanks77
    shanks77 Posts: 1,182 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Well done they say every cloud and all that. Congrats hope you get the most out of them and here is to paying off your debts this year:j
  • miemie
    miemie Posts: 646 Forumite
    Thats fantastic news, well done.
  • Morning All!

    Well, no update as yet on my new wages, but I won't be signing anything I am not happy with!

    Am a bit annoyed / agitated that I am having to cut back on my debt busting at the moment because when I start this new contract I will be going from weekly to monthly paid (:mad:) which means that I need to get some money together in order to see me through the month with no money.

    On the plus side, by doing it this way I won't have to add to my debt to get my through the month. It's just to infurating to have to deviate from something I am so focused on.


    I have had 5 NSD's this week so it's going well. Have paid off everything I am going to be able to in January so have updated my signature a few days early. I am so pleased to be under £15,500 and it shouldn't take me long to get under £15k. Just feel as though it is taking forever to get paid so I can pay more off my debts!

    I am off shopping today to Tesco's who kindly gave me a £6 off when I spend £30 voucher last week at the till so I am going to try and get it as close to £30 as possible as a cheap week this week will really help with my bill paying for next week.

    Paid my council tax :mad:, but at least that is done for another 12 months and I can forget about it.

    Well, must be off. Got to check the cupboards before I go shopping.

    WM x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
  • Sorry, meant to say Car Tax.

    No way on God's green earth I could afford to pay off 12 months council tax in one hit!!!! :rotfl:

    WM x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
  • shanks77
    shanks77 Posts: 1,182 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    willsmum wrote: »
    Sorry, meant to say Car Tax.

    No way on God's green earth I could afford to pay off 12 months council tax in one hit!!!! :rotfl:

    WM x x
    Know how you feel would be really chuffed if i could pay that in one go but at least your car is one less thing to worry about. Hope you get your wages sorted soon. Good luck
  • Afternoon All!

    Not had a particularly great couple of days. My car is going to die. I can feel it and I am worried. The bloody thing keeps playing up and I know it is on the way out. To be fair it is 12 years old so it's probably not got that much life left. Problem is, I have no money to buy a new one so I could have to start buttering up my Dad :rotfl:.

    Feeling more than a little bit fed up of being in debt right now. I have gone from being really proud of myself for getting things sorted to being REALLY annoyed with myself for getting myself into this mess in the first place :mad:.

    I am starting to have more than a mild panic attack about the impending possibility that interest rates are going to go up as my mortgage would probably cripple me if they do.

    Sorry, this is turning out to be a really depressing post.

    On the plus side, managed to buy myself some new make up yesterday for £5 from boots. I was literally down to the last day of foundation and managed to get 3 Natural Collection products for £5 so treated myself to a foundation, pressed powder and a new eye pencil. It really is the small pleasures in life you enjoy more when you are in debt, isn't it?

    Hope everyone is okay

    WM x x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
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