The Sub Prime Credit Thread - Part IV

cifpower

It is clearly visible on the website and not hidden away at all. It is one reason I would never get a LTSB CC

BugsyBrowne

Elky is that you finished now with your stash of credit cards,you need a card with one big limit then you can lose some of the other cards..
Because including your new card your total credit limit for all them cards is just over £4500,which them cards all being a prime card is not really that good..

ElkyElky

star-fire wrote: »

Elky is that you finished now with your stash of credit cards,you need a card with one big limit then you can lose some of the other cards..
Because including your new card your total credit limit for all them cards is just over £4500,which them cards all being a prime card is not really that good..

Limits aren't everything, plus I don't intend on getting thousands of pounds in to debt. My limits are perfect for me. :j

BugsyBrowne

Don't blame you elky..
Your right bigger credit limits can be very tempting..

seeya23

Its-A-New-Age-Thing wrote: »

thats great thanks for that, least if its not updated tomoz ill wait a few more days befor i go into a mad depression...

thanks again

did they put your limit up ???

fairmorn308

evening all

Hows everyone?

Its-A-New-Age-Thing

seeya23 wrote: »

did they put your limit up ???

not yet it was my new statement date yesterday so im assuming sunday/monday or ill be on the phone tuesday, ill post it either way i dont know if its a weekend thing aswell maybe theres more staff in weekdsays etc , either way vmy statemt updated yesterday so if its on par with the 2 days after would be tommorow or monday at latest

on a kinda weird note, rbs approved me for a current account few weeks back, theyd posted out my welcome letter sign this etc and pop it into a branch and searched my equifax few weeks back when they decided to approve me, so im assumin they got back my id on friday just passed as they then did a fresh current account search on my experian....which i dont get considerin theyd approved me via equifax 2 weeks back i mean me sending in a copy of my passport etc i assumed was just a formality, all a bit weird

fairmorn308

Called Capital One as i decided to close my account a few days ago. Account is still active and i am going to keep it open for now

noah271007

Does anyone know how far back MBNA go regarding credit search? I am interested in applying for the Advanatage MBNA card. Is it 3 years or more?

Its-A-New-Age-Thing

noah271007 wrote: »

Does anyone know how far back MBNA go regarding credit search? I am interested in applying for the Advanatage MBNA card. Is it 3 years or more?

mmmmmmmmm dunno mate i do know there one of the hardest though, i had a woman on the phone from them a whnile back pointing out i hd a 5 year old satisfied default

well about 4 years an 3 quaters lol