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The Sub Prime Credit Thread - Part IV

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  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    You already have plenty you lucky git!!

    One can never have enough credit cards. :j

    On a serious note, it is becoming a chore having to manage all of these cards. I'd much rather have 1 card with a large limit than 6 with small limits.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    spiritual1 wrote: »
    ANYWAYS im away to sulk.................:(:(:(:(

    What a pain in the !!!!!! I am shocked that they declined you.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    When did you apply? Just now?

    bout an hour ago :(
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    ElkyElky wrote: »
    One can never have enough credit cards. :j

    On a serious note, it is becoming a chore having to manage all of these cards. I'd much rather have 1 card with a large limit than 6 with small limits.

    My biggest C/L is £2000, I would like to have 1 card with a 6k limit and I would be happy.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    spiritual1 wrote: »
    bout an hour ago :(

    So you went before me? Good thing you didn't tell me this because I would not have applied.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    noah mine was £1000 19.9% still a !!!!!! credit limit i aint happy
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    edited 5 April 2010 at 4:46PM
    My biggest C/L is £2000, I would like to have 1 card with a 6k limit and I would be happy.

    id like to have jo-bos credit card limits u know 17k an that, i enjoy her poppin in reminds me what ill never get :rotfl::rotfl::rotfl:

    i think i may have triggered a flag with n hunter as since bein approved for my silver aqua approved me for another aswell as cap1

    least ive picked up 3 and 02 gave me a contract aswell :)
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    My biggest C/L is £2000, I would like to have 1 card with a 6k limit and I would be happy.

    Likewise. It would be much more manageable then. I don't even know the dates of when my statements are due, I have to check online banking everyday and pay which ever card is demanding money.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    edited 5 April 2010 at 4:49PM
    So you went before me? Good thing you didn't tell me this because I would not have applied.

    yeah but innocent uve got more tik than me mate so ud always score higher

    and ive a 5 year old default..........
    :beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    star-fire wrote: »
    noah mine was £1000 19.9% still a !!!!!! credit limit i aint happy

    What did you get offered on your Silvercard?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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