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The Sub Prime Credit Thread - Part IV
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Innocent_Guy wrote: »His file is good, all green (0)'s for the last few years.
see its this 5 year old default that makes me pause ALSO somethin to consider what apr did you get with your sygma i got the 24.9% rate which means my credit score musta been at there bottom scale, by this i mean presumably if id of got the higher rate of apr ie the better TIER then i probably should of been guaranteed a quick second...............
what was ure tier?0 -
The typical APR on flybee is 16.9% and on Silver is 18.9% does this mean flybee requires a better score?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
spiritual1 wrote: »see its this 5 year old default that makes me pause ALSO somethin to consider what apr did you get with your sygma i got the 24.9% rate which means my credit score musta been at there bottom scale, by this i mean presumably if id of got the higher rate of apr ie the better TIER then i probably should of been guaranteed a quick second...............
what was ure tier?
I think that your screename must have some truth behind it as you appear to be reading my mind!
I got 24.9% APRBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »The typical APR on flybee is 16.9% and on Silver is 18.9% does this mean flybee requires a better score?
dont know but my point is with ure sygma card did u get the typical apr???
they have 3 TIERS dependin on ure credit score for all their brands
lets say for example if u got the 16.9%apr ure in tier A THE 19.9% URE IN TIER B and the 24.9% ure credit scores in TIER C
so basically if u picked up ure card at the top tier sygmas scorin system loves u
AND FOR THAT MATTER "EVERYONE" whos bagged a top tier rate must pick up a new one EASY i wonder what elkys was...............0 -
Innocent_Guy wrote: »I think that your screename must have some truth behind it as you appear to be reading my mind!
I got 24.9% APR
no comment................:D0 -
spiritual1 wrote: »dont know but my point is with ure sygma card did u get the typical apr???
they have 3 TIERS dependin on ure credit score for all their brands
lets say for example if u got the 16.9%apr ure in tier A THE 19.9% URE IN TIER B and the 24.9% ure credit scores in TIER A
so basically if u picked up ure card at the tot tier sygmas scorin system loves u
I post that question before I had read yours lol...... I was in the bottom tier.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
spiritual1 wrote: »no comment................:D
Dont start all that freaky !!!!!! on me now :eek::ABank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Dont start all that freaky !!!!!! on me now :eek::A
i know wish i could change my user name to "its a new age thing" woulda served the same meaning passed off as a common debt relief thing an no one would of picked up anythin from it :rotfl:0 -
spiritual1 wrote: »i know wish i could change my user name to "its a new age thing" woulda served the same meaning passed off as a common debt relief thing an no one would of picked up anythin from it :rotfl:
Lol :rotfl::rotfl::rotfl:
Where are my thanks??Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »I post that question before I had read yours lol...... I was in the bottom tier.
soooooooooooo anyways with us both being in the BOTTOM tier were probably STUFFED lol
:rotfl::rotfl::rotfl:0
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