The Sub Prime Credit Thread - Part IV

PROLIANT

spiritual1 wrote: »

good shout pro 4got bout that its not as in-depth as a standard one though, its on par with using checkmyfiles service

It is actually the same, not sure what it used to be like however I can confirm the Call Credit direct report and above mentioned are identical.

ElkyElky

Just checked my Equifax file and I've only got 2 searches within the last 6 months. I thought I had much more than that.

Shame the above can't be said about my Experian file.

plumber2009

Thanks guys.
I will have a look at the websites to see which is best one to use.

seeya23

i .ve used both of them in the past i think annualcreditreport is the best you get 1 report and it cost less as with checkmyfile you get two full report not 3

plumber2009

Just used checkmyfile. Remembered that i used them years ago.
Paid for my file and was then told to wait for a key to arrive in the post.

Fu****g A******s.
All because i had to update my address.

spiritual1_2

plumber2009 wrote: »

Just used checkmyfile. Remembered that i used them years ago.
Paid for my file and was then told to wait for a key to arrive in the post.

Fu****g A******s.
All because i had to update my address.

nightmare mate sure u can pull a flanker with costs u use to be able to set it up via direct debit then emmmmmmm cancel it b4 it came out lol

id imagine itll arive soon enough the credit agencies who really uses who" forum link should answer any burnin questions as to which lenders usin who it cant claim to be 100% accurate but id personally label it as 95%

plumber2009

spiritual1 wrote: »

nightmare mate sure u can pull a flanker with costs u use to be able to set it up via direct debit then emmmmmmm cancel it b4 it came out lol

id imagine itll arive soon enough the credit agencies who really uses who" forum link should answer any burnin questions as to which lenders usin who it cant claim to be 100% accurate but id personally label it as 95%

What annoyed me was the fact that i logged in using my existing details and supplied them with a card payment with my current address and yet they still insisted on sending out another key to be able to resume using the service.

I just hate waiting for things via snail mail.

I ordered a dvd from amazon and have yet to recieve it. I placed the order on 23 march. Had same issue with a previous order and waited 3 half weeks.

The main things i need to check for are adverse data and Cifas data so i need to see the actual file.

spiritual1_2

plumber2009 wrote: »

What annoyed me was the fact that i logged in using my existing details and supplied them with a card payment with my current address and yet they still insisted on sending out another key to be able to resume using the service.

I just hate waiting for things via snail mail.

I ordered a dvd from amazon and have yet to recieve it. I placed the order on 23 march. Had same issue with a previous order and waited 3 half weeks.

The main things i need to check for are adverse data and Cifas data so i need to see the actual file.

remember its checkmyfiles livelyhood to keep peeps like u happy ull get it quick enough, i wouldnt worry

seeya23

just been on trustonline and paid £8 i ve only got 1 ccj for £490 but on my credit report.s i have 2ccjs what do i do now niddy
i thought trustonline hold all records of ccjs

spiritual1_2

seeya23 wrote: »

just been on trustonline and paid £8 i ve only got 1 ccj for £490 but on my credit report.s i have 2ccjs what do i do now niddy

seeya simple mate (an i know im not niddy)

challenge the ccj trust online hasnt showed u with the cra, as the cra will then double check its existence with trust online they should then get the same INFO U JUST GOT AND HAVE NO CHOICE BUT TO REMOVE IT