The Sub Prime Credit Thread - Part IV

never-in-doubt

spiritual1 wrote: »

get the cra to dispute it on ure behalf GUARANTEED removal if you know NOTHING about it

:A

Not quite so fast - if they say that the application is genuine then it will stay! :D

That is how I ended up with cifas etc - you have to take the lender to court in some cases, or leave the incorrect entry.... basically contact the CRA's but nothing (involving them) is "guaranteed"

Not always right mate :rotfl::rotfl::rotfl:

never-in-doubt

ElkyElky wrote: »

I had never applied for a Sygma card before and decided to try Flybe. After I was accepted, I did my balance transfer and all was good.

I read on here of other people having multiple Sygma cards so a month after, I tried the Silver (assuming I was going to be declined.. but I had little searches so why not) and funnily, I was accepted, albeit with a !!!!!! limit but I thought of myself over-committed at that time.

It was definitely a month, give or take a few days. I'll take a look at my most recent paper credit report and get back with the exact dates.

So what are your total limits mate?

Can you see our apprehension, you're the only person to get two cards in such a short time- it's always been 3 months from date of last application, as per their own terms! haha :o

ElkyElky

Ok so it was just a little over two months between the applications. This was from my paper Experian report.

MR ElkyElky, Address, Scotland
Date of birth: xx/xx/xxxx
SYGMA BANK UK CREDIT CARD/STORE CARD
Started 20/05/09 - Balance £13 - Credit Card Limit £1000
Status History 00000U

MR ElkyElky, Address, Scotland
Date of birth xx/xx/xxxx
SYGMA BANK UK CREDIT CARD/STORE CARD
Started 25/07/09 - Balance £288 - Credit Card Limit £400
Status History 000U

seeya23

never-in-doubt wrote: »

Not always right mate :rotfl::rotfl::rotfl:

just 99.9% of the time :rotfl::rotfl:

spiritual1_2

[QUOTE=

Not always right mate :rotfl::rotfl::rotfl:[/QUOTE]

true enough just 99.99% of the time



and no im not copyin seeyas answer just noticed he wrote it lol

spiritual1_2

never-in-doubt wrote: »

So what are your total limits mate?

Can you see our apprehension, you're the only person to get two cards in such a short time- it's always been 3 months from date of last application, as per their own terms! haha :o

nid wheres it highlight the 3 months in there own terms musta missed it

:beer:

seeya23

spiritual1 wrote: »

true enough just 99.99% of the time



and no im not copyin seeyas answer just noticed he wrote it lol

are you sure :rotfl::rotfl::rotfl:

spiritual1_2

seeya23 wrote: »

are you sure :rotfl::rotfl::rotfl:

yeah im on this mobile broadband as im skivin via work i wrote it lost my connection............. by the time i got it back ud already written it lol

:rotfl:

plumber2009

Hi all.

Does anyone know how i can access my call credit file online without having to pay £4 per month subscription?

I refuse to pay £48 to see my call credit report. Only need to check once.

seeya23

plumber2009 wrote: »

Hi all.

Does anyone know how i can access my call credit file online without having to pay £4 per month subscription?

I refuse to pay £48 to see my call credit report. Only need to check once.

you can see your equifax report for free if you have a capone card

http://www.equifax.co.uk/capitalone/index.html