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The Sub Prime Credit Thread - Part IV

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    spiritual1 wrote: »
    thatd be best although if u can appeal ud be bound to get it bearin in mind i had a default etc

    :)

    Have you seen NID'S "Been declined, appeal template thread"??
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • brians_daughter
    brians_daughter Posts: 2,148 Forumite
    Its a virus of this thread lol

    Indeed it is... i am just hoping i dont catch the 'i need a holiday, stuff it chuck it on the visa' virus...:rotfl::rotfl::rotfl:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Elky applied 4 weeks later and was accepted mate......

    Not after being declined he never! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • brians_daughter
    brians_daughter Posts: 2,148 Forumite
    Do I get another star at 5000 posts?

    you better get busy typing to find out!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Do I get another star at 5000 posts?

    Its 10,000 mate then you become the whatever it is - see mine! lol... delicious summat or whatever! :rotfl::rotfl::rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Indeed it is... i am just hoping i dont catch the 'i need a holiday, stuff it chuck it on the visa' virus...:rotfl::rotfl::rotfl:

    I had this thought yesterday. Was 1 click away from processing the payment.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • brians_daughter
    brians_daughter Posts: 2,148 Forumite
    spiritual1 wrote: »
    thatd be best although if u can appeal ud be bound to get it bearin in mind i had a default etc

    :)

    I am home alone with time to killl today...so thats what i shall do
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Not after being declined he never! :beer:

    Were talking about re-applying after you have been accepted.... :beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Have you seen NID'S "Been declined, appeal template thread"??

    BEEN DECLINED - Appeal Letter Template :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • spiritual1_2
    spiritual1_2 Posts: 136 Forumite
    Have you seen NID'S "Been declined, appeal template thread"??

    yeah i saw it the other day, im not sure if its absolutely neccessary i remember in my early 20s before i got into a right financial mess i had to apppeal for EVERY mainstream card i had and they were crappy appeal letters i wrote and got accepted i remember with one application i said look i have a £400 overdraft SEE ive got another £400 available for bills if ever i need it and got them all lmao

    ALTHOUGH NIDS templates do add a certain degree of PROFESIONALITY which is never a bad thing

    :beer:
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