The Sub Prime Credit Thread - Part IV

Innocent_Guy

never-in-doubt wrote: »

Sygma will super decline if you reapply within 6 months from last application mate, its an immediate credit score decline meaning you cannot appeal either.

You can apply for another sygma card every 3 months (existing customer), but if you get rejected then you wait 6 months..... :D

Elky applied 4 weeks later and was accepted mate......

Innocent_Guy

spiritual1 wrote: »

this must be for brians daughter im in the sygma gang lol

:rotfl:

Exactly........

spiritual1_2

never-in-doubt wrote: »

Sygma will super decline if you reapply within 6 months from last application mate, its an immediate credit score decline meaning you cannot appeal either.

You can apply for another sygma card every 3 months (existing customer), but if you get rejected then you wait 6 months..... :D

NID elky got a new sygma card a MONTH after he bagged his first one........thats whats sooooooooo weird

Innocent_Guy

brians_daughter wrote: »

I thought the same.... i dont even need one, i just want one cause everyone else has, and i feel left out - how bads that! I will be a good girl and leave it til July (think i applied in jan/feb I will check my credit file) something to look forward to eh? lol

Exactly wait and see...... Good luck for July :beer:

brians_daughter

never-in-doubt wrote: »

Do not reapply to Sygma if you were declined in Jan/Feb until at least 6 months have passed..... you'll jsut get auto declined for breach of policy (credit score decline)...

Thank-you (as always!) Just checked my credit report and i applied in Feb... so no clicking Sygma buttons until August...

Its you guys... you have given me 'click to apply' syndrome!

Innocent_Guy

never-in-doubt wrote: »

Is it less than 12 mate? If so you should be fine BUT HSBC now do their review across all 3 CRA's so make sure they are all ok... i've just been done by them remember - my experian and CC are fine, equifax still has the odd issue and as such, my lending has been restricted til I go into branch - fcuk that! idiots!

My cifas are all gone now though :T:T

First Direct - here I come :D:D:D

Last review was Nov 08......

CC has an incorrect link however this is an ongoing dispute..... I have NO adverse though.

spiritual1_2

brians_daughter wrote: »

Thank-you (as always!) Just checked my credit report and i applied in Feb... so no clicking Sygma buttons until August...

Its you guys... you have given me 'click to apply' syndrome!

thatd be best although if u can appeal ud be bound to get it bearin in mind i had a default etc

Innocent_Guy

seeya23 wrote: »

itools think that this is name got turn down after few weeks of getting is first card with them

Yeah he applied for the Donate as you Spend and was declined.

Innocent_Guy

brians_daughter wrote: »

Thank-you (as always!) Just checked my credit report and i applied in Feb... so no clicking Sygma buttons until August...

Its you guys... you have given me 'click to apply' syndrome!

Its a virus of this thread lol

Innocent_Guy

Do I get another star at 5000 posts?