The Sub Prime Credit Thread - Part IV

Innocent_Guy · 27 February 2010 at 6:42PM

Miles30 wrote: »

Flybe card have given me a limit of 1000 and APR of 16.9%. I am over the moon:j

Same limit as me but you have a lower apr :mad:
:beer:

Innocent_Guy · 27 February 2010 at 6:47PM

never-in-doubt wrote: »

I did mate but I don't understand what is wrong, if you're disputing something then they should sort it, surely? Its not hard to get the CRA to sort an address mis-match.

CRA is saying that I have to contact the lender! What a load of old !!!!!!

Miles30 · 27 February 2010 at 8:01PM

Innocent_Guy wrote: »

Same limit as me but you have a lower apr :mad:
:beer:

Lol I think the apr you get depends on your credit score. Sorry mate but on this occasion i might have scored higher lol. What apr did you get?

I was surprised though. I remember NIDDY saying he thought my main problem was lack of credit and not anything bad on my report. I believe him now. Sorry Niddy not that i didnt believe you at first but couldnt imagine myself being a primer:rotfl:

fairmorn308 · 28 February 2010 at 12:18AM

evening

Question? On my A+L Current account it says in the direct debits page that 2 DD were last paid on the 1st march 2010, well this date hasnt happened yet so does that mean this money has already been withdrawn to cover it on this date. I honestly cant remember

ged1980 · 28 February 2010 at 12:46AM

fairmorn308 wrote: »

evening

Question? On my A+L Current account it says in the direct debits page that 2 DD were last paid on the 1st march 2010, well this date hasnt happened yet so does that mean this money has already been withdrawn to cover it on this date. I honestly cant remember

hi bud

on my natwest account i also have 2 DD paid on 1st and the money has been taken from my balance its always way it works so what your balance shows should be yours to use

Zack1 · 28 February 2010 at 1:43AM

Haha Natwest Secure have now blocked my card - although it works in cash machines because I took money out earlier! Ah well, I just won't use the card then! I can't wait to see what this letter says, how can they !!!! about with my account so much when nothing appears to have actually gone wrong!? I've got a new number now for online banking too

I've been using one since I was 16, now I've got to use a totally different one, so keep putting the wrong one in

seeya23 · 28 February 2010 at 7:27PM

wizzywig27 wrote: »

so is my LLoyds TSB card so I am happy

have you use it at Tesco pay @ pump yet my wife got the same green ltsb card and bin (4921)as you

SmudgeUK · 28 February 2010 at 8:33PM

Well I just applied for mbna, and there message said to ring them to go over my application, so dont know if it will be a yes or a no.

Will just have to wait and see, although i m trying to find the 0800 number they had displayed cause it didnt stay on the screen long enough for me to get a pen, lol

seeya23 · 28 February 2010 at 10:46PM

Zack1 wrote: »

Haha Natwest Secure have now blocked my card - although it works in cash machines because I took money out earlier! Ah well, I just won't use the card then! I can't wait to see what this letter says, how can they !!!! about with my account so much when nothing appears to have actually gone wrong!? I've got a new number now for online banking too I've been using one since I was 16, now I've got to use a totally different one, so keep putting the wrong one in

i use to do that but now i use the same one