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Worth a pay cut?

Hi all

For many of you know things have been rather tough for me lately.

i have seen a new job with a real MSE twist, and I think Id love it. However, it is a pay cut, to the tune of about 120 a month.

Theres not a great deal left to cut back on ( apart from the cigs :rolleyes:) otherwise I wouldnt really care, but its money I really need at the mo, what with moving/selling/ etc and OH is still temping

What do you reckon, is it worth it?
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:
«1345

Comments

  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    I think you should apply whether you go for it in the end or not. If they offer you the job you can take stock then, perhaps ask for an increase in salary, everyone is able to negotiate to some extent or another on starting salaries, particularly if you are coming from a position with more responsibility.

    You've nothing to lose by applying for the job, even if the offer it to you and you don't go for it it's a wonderful confidence boost, and really good interview practice.

    Hope it all works out for you!
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Lynz,

    see my thread above... what price happiness?

    Do you love job or fags more???
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • melancholly
    melancholly Posts: 7,457 Forumite
    1,000 Posts Combo Breaker
    if it'll make you feel happier and you can make ends meet - jump at it! just make sure you are quite clear what you want to do - it would be awful to spend the next 6 months regretting whatever decision you make.
    :happyhear
  • dazzanator
    dazzanator Posts: 47 Forumite
    is it a job you could do overtime with to make up the money or is it just basic hours if you think the job would make you happy go for it if not stay put reading through some of your thread you are going to be debt free soon when you sell your flat so the pay cut may not be noticed when you have no debt and you always have the logers income to fall back on so if its just the money go for it
    debt free:beer:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    but im not sure I can make ends meet without this £120 :(

    I guess I could apply and go for a salary match. Im so british about negotiating salary :(
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    I agree with molanole.

    go for it, see if you can negotiate a bit of a higher salary if they offer you it, and you may be able to come up with some new radical plan to improve the money situation even further in the meantime. Or even win a cash competition!! (Wouldn't that be great..!)

    You gotta quit the ciggies though if you take the financial hit, you'd be crazy to carry on puffing away love.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I know I know I need to stop smoking. I will, in fact I want to but I just cant do it with OH puffing away, I have tried but it was impossible.

    Im definatley going to apply for it.

    theres no overtime, so maybe I could get a second job if I have to. Not that my health will take it but you know what I mean, maybe I could get on with this babysitting I keep threatening to do!

    Now who here works in HR and wouldnt mind looking over my application when its done? :D

    @Emmzi- a 60% paycut is massive! Amazing you can manage it :beer:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Go for it Lynz! Good luck!!!!!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Go for it and if you get it then you can decide whether to take it. Good luck, you deserve it xx
    January budget
    Nothing left!
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    I've worked in HR. Time to look at stuff tomorrow if you wanna PM me. If not, no offence taken :-)
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
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